An insurer may bring a subrogated claim for insurance proceeds paid to compensate damage to a camper trailer if the trailer is not insured under a motor vehicle policy.
The Court granted the Plaintiff’s motion on a determination of a question of law after finding that the Plaintiff was not barred by s. 263 of the Insurance Act from advancing a subrogated claim against the Defendant for damages sustained to the Plaintiff’s Camper Trailer, which was not insured by a motor vehicle liability policy while it was being towed.
Here is the citation: Lange v. 882819 Ontario Ltd. (c.o.b. Morrice Trans. Ltd.)  O.J. No. 5468. Ontario Superior Court of Justice. B.T. Granger J. September 15, 2006.