The statutory one year limitation period in the Fire Insurance Act, is of no force and effect, even if it is reproduced in the wording of the insurance policy.
Here is the citation: Co-operators General Insurance Co. v. Burry  N.J. No. 277. Newfoundland and Labrador Supreme Court - Court of Appeal. M.A. Cameron, D.M. Roberts and B.G. Welsh JJ.A. August 6, 2007.
Here is a link to the decision.
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