Product damages sustained at a location not named in an insurance policy may still be covered by the policy.
Aviva Insurance applied under Rule 18A to have an action against it by Wingtat Game Bird Packers dismissed, or in the alternative, to determine the extent of the coverage for the loss. The application was dismissed and Aviva was required to cover the full loss suffered by Wingtat.
Wingtat Game Bird Packers (1993) Ltd. v. Aviva Insurance Co. of Canada  B.C.J. No. 1379 British Columbia Supreme Court A.F. Wilson, J. July 21, 2008