The schedule or list of vehicles required under a fleet policy is not an "amendment" to an insurance policy. Relief from forfeiture relates to a proof of loss and is not an available remedy unless coverage has first been established.

Northbridge General Insurance Corp. v. 943240 Alberta Ltd., [2013] A.J. No. 1453, December 31, 2013, Alberta Court of Queen's Bench, J.T. McCarthy J.

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An insurer was granted summary judgment striking a claim commenced by a judgment creditor of the insured as the claim had not been made during the policy period.

Sawyer v. Canadian Lawyers Insurance Assn., [2013] A.J. No. 1143, October 21, 2013, Alberta Court of Queen's Bench, Master J.T. Prowse

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An insurer cannot deny coverage on the basis of an insured's failure to notify of a material change in the risk where the insurer has knowledge of the change in the risk, even if the knowledge is imputed to the insurer by way of agency.

Mah v. Wawanesa Mutual Insurance Co., [2013] A.J. No. 1164, October 31, 2013, Alberta Court of Appeal, J.E.L. Cote, J. Watson and B.K. O'Ferrall JJ. A.

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Dispute over the meaning of "making good" faulty workmanship in an exclusion clause of a builders risk policy. The court found the clause was ambiguous and it was construed contra proferentem against the insurers.

Ledcor Construction Ltd. v. Northbridge Indemnity Insurance Co., [2013] A.J. No. 1088, October 7, 2013, Alberta Court of Queen's Bench, T.D. Clackson J.

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An insured does not "own" a residence if he or she does not have right of alienation to the residence. The plain meaning of where one lives is the answer to the question "Where is your home?".

Carscallen v. Chubb Insurance Co. of Canada, [2013] A.J. No. 780, July 22, 2013, Alberta Court of Appeal, R.L. Berger and P.W.L. Martin JJ.A. and K.M. Horner J. (ad hoc)

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In Alberta there is no right to jury trial where defendant raises equitable defence.

Coulter v. Co-operators Life Insurance Co., [2013] A.J. No. 919, September 6, 2013, Alberta Court of Appeal, J.E.L. Côté, B.K. O'Ferrall and B.L. Veldhuis JJ.A.

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An application for judgment pursuant to a policy of property insurance. The application was denied.

Smith v. Wawanesa Mutual Insurance Co. [2013] A.J. No. 690, June 27, 2013, Alberta Court of Queen's Bench, J.B. Veit J.

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Commercial general liability insurer found to owe insured, a construction company, a duty to defend it in respect to a claim by a condominium corporation for alleged construction defects.

Canalta Construction Co. Ltd. v. Dominion of Canada General Insurance Co., [2013] A.J. No. 592, June 3, 2013, Alberta Court of Queen's Bench, V.O. Ouellette J.

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Subrogated claim by an insurer to recover amounts paid to the vehicle owners for property damage to the vehicle. The action was allowed and a judgment in favor of the plaintiffs was granted.

Haugseth v. Burleigh, [2013] A.J. No. 292, March 22, 2013, Alberta Provincial Court, L.L. Burt Prov. Ct. J.

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A notice of health hazhard constiutes a material change of risk and must be reported to an insurer

The Insured's failure to give his insurer notice of a Notice of Health Hazard entitled the insurer to deny coverage on the basis that there was a material change in the insurer's risk.

Mah v. Wawanesa Mutual Insurance Co. [2012] A.J. No. 981, September 19, 2012, Alberta Court of Queen's Bench, T.D. Clackson J.

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