The dismissal of an insurer's subrogated claim against an unnamed insured was upheld on appeal.

Rochon v. Rochon, 2015 ONCA 746, November 6, 2015, Court of Appeal for Ontario, J.M. Simmons, G.J. Epstein and G.I. Pardu JJ.A.

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Only One of Three Insurers had a Duty to Defend Alleged Oil Leak

The defendant vendor of a fuel oil tank which was alleged to have leaked sought a defence from its insurers under three separate liability insurance policies. One insurer was unable to rely on the limitation period in its policy and was required to provide a defence. The claims did not fall within coverage or were excluded under the two other policies.

Daverne v. John Switzer Fuels Ltd., [2015] O. J. No. 1589, March 31, 2015, Ontario Superior Court of Justice, G. Mew J.

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Insurer Had a Duty to Defend Claims for Defective HVAC Valves Resulting in Flooding

Commercial general liability insurer was under obligation to defend insured in respect to claims relating to allegedly defective valves in HVAC units, which resulted in flooding.

Versa Fittings and Manufacturing Inc. v. Berkley Insurance Co., [2015] O.J. No. 1378, March 19, 2015, Ontario Superior Court of Justice, G. Mew J.

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Third party notice issued by owner of motor vehicle against renter was sufficient to require insurer of renter to respond first to claim arising out of a motor vehicle accident, notwithstanding that the plaintiff only named the owner as a defendant.

Elias v. Koochek, [2014] O.J. No. 4125, September 8, 2014, Ontario Superior Court of Justice, S.E. Firestone J.

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It is appropriate for insurer to seek contribution from other insurers by filing an originating application pursuant to Rule 3.2(1) of the Alberta Court of Queen's Bench Rules.

Northbridge Indemnity Insurance Corp. v. Intact Insurance Co., [2014] A.J. No. 611, June 10, 2014, Alberta Court of Queen's Bench, W.P. Sullivan J.

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The court reviewed and clarified the definition of a "dependent" under the Statutory Accident Benefits Schedule.

Security National Insurance Co. v. Wawanesa Mutual Insurance Co., [2013] O.J. No. 5661, December 9, 2013, Ontario Superior Court of Justice, E.M. Morgan J.

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An insurer brought an action in Ontario seeking a declaration regarding the coverage available to the defendant under several alleged policies of insurance relating to mines located in Manitoba. A motion by the defendant seeking to have the action transferred to Manitoba was dismissed on the basis that other related litigation had been commenced in Ontario and there were numerous disadvantages to having the actions heard in different jurisdictions.

Century Indemnity Co. v. Viridian Inc., [2013] O.J. No. 3265, June 26, 2013, Ontario Superior Court of Justice, H.M. Pierce J.

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An insurer was found liable for one half of judgment on the basis of equitable contribution and restitution.

Aviva Insurance Co. of Canada v. Lombard General Insurance Co. of Canada [2013] O.J. No. 2851, June 20, 2013, Ontario Court of Appeal, R.A. Blair, M.H. Tulloch and p.D. Lauwers JJ.A.

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The court of appeal rejected the application of the American Stonewall Principle and refused to pro-rate deductibles even where deductibles were larger than the pro-rated payout for 'long-tail' claims.

Goodyear Canada Inc. v. American International Companies [2013] O.J. No. 2746, June 13, 2013, Ontario Court of Appeal, J.I. Laskin, E.A. Cronk and A. Hoy JJ.A

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In reasons focusing on the need for deterrence, punitive damages awards of $1,500,000 and $3,000,000 were made against two insurers respectively. The court also awarded aggravated damages of $150,000 and $300,000 against each insurer respectively for breaching the peace of mind contracts.

Branco v. American Home Assurance Co., [2013] S.J. No. 151, March 21, 2013, Saskatchewan Court of Queen's Bench, M.D. Acton J.

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