After thoroughly reviewing the law on the defintion of "accident", the court concluded the insured's foolish attempt to take-off with only one functioning engine in a two-engine aircraft, resulting in a crash, was still an accident.

Van Berlo v. Aim Underwriting Ltd., [2014] O.J. No. 3885, August 19, 2014, Ontario Superior Court of Justice, V. Mitrow J.

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Insured's application for a declaration that the insurer owed a duty to defend regarding an action commenced by a contractor seeking damages for breach of contract, quantum meruit and unjust enrichment for unpaid work . The insured's application was dismissed because the pleadings did not contain a claim for a "wrongful act" within the meaning of the policy.

Thunder Bay Masonic Foundation v. Sovereign General Insurance Co. [2014] O.J. No. 3660, July 11, 2014, Ontario Superior Court of Justice, F.B. Fitzpatrick J.

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Absolute pollution exclusion in commercial general liability policy precluded coverage for a claim arising from a spill of home heating oil.

Breton Petroleum Ltd. v. Aviva Insurance Co. of Canada, [2014] N.S.J. No. 298, June 16, 2014, Nova Scotia Supreme Court, K. Coady J.

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It is appropriate for insurer to seek contribution from other insurers by filing an originating application pursuant to Rule 3.2(1) of the Alberta Court of Queen's Bench Rules.

Northbridge Indemnity Insurance Corp. v. Intact Insurance Co., [2014] A.J. No. 611, June 10, 2014, Alberta Court of Queen's Bench, W.P. Sullivan J.

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An insurer was time barred from bringing a loss transfer claim against a second insurer by operation of the doctrine of laches.

Zurich Insurance Co. v. TD General Insurance Co., [2014] O.J. No. 2550, May 27, 2014, Ontario Superior Court of Justice, S.N. Lederman J.

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The principle that a claim for indemnification does not arise, and therefore does not trigger the running of the limitation period, until a request for indemnification is made does not apply if s. 18 of the Limitation Act also applies.

Old Republic Insurance Co. of Canada v. Aviva Canada Inc., [2014] O.J. No. 2580, May 28, 2014, Ontario Superior Court of Justice, S.N. Lederman J.

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A dispute arose over the application of an indemnity clause in a contract between a golf tournament host and golf course owner. The plaintiff was injured in a golf cart accident. When the indemnity clause was read as a whole, it obliged the golf tournament host to indemnify the golf course owner for the golf course owner's own negligence.

Neely v. MacDonald, [2014] O.J. No. 2285, May 12, 2014, Ontario Superior Court of Justice, F.L. Myers J.

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This was a summary trial pursuant to s. 530 of the Insurance Act for judgment against the defendant's insurer. The insurer argued the farm policy was void ab initio because of non‑disclosure of a material fact or, in the alternative, the "business pursuits" exclusion clause applied. The Court dismissed the plaintiff's action because the "business pursuits" exclusion excluded coverage. The plaintiff was injured in the course of a horse riding lesson that was a "business pursuit" of the defendant insured.

Burch v. Intact Insurance Co., [2014] A.J. No. 540, May 20, 2014, Alberta Court of Queen's Bench, S.J. Greckol J.

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A release signed by a plaintiff participating in a zip line activity did not defeat the plaintiff's claim for injuries sustained in a motor vehicle collision on the defendant zip line operator's bus travelling from the zipline area. The release was contrary to public policy, which did not allow an owner/operator of a motor vehicle to contract out of liability for damages for injuries sustained in a motor vehicle accident.

Niedermeyer v. Charlton [2014] B.C.J. No. 763, April 30, 2014, British Columbia Court of Appeal, E.A. Bennett, N.J. Garson, and C.E. Hinkson JJ.A.

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No duty to defend was found where the true nature of the claim could not be determined from the pleadings.

University of Waterloo v. Scottish & York Insurance Co., [2014] O.J. No. 1103, February 24, 2014, Ontario Superior Court of Justice, D.J. Gordon J.

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