Actions against insurers for bad faith handling of SABs claims are exclusively within the jurisdiction of the LAT

10. September 2019 0
The insured’s action against her insurer for bad faith handling of her SABs claim is barred by the dispute resolution provisions of section 280 of the Insurance Act. Insurance law – Automobile insurance – Statutory provisions – Bad faith – Damages – Punitive damages – Aggravated damages – Actions – Appeals Stegenga v. Economical Mutual Insurance Co., [2019] ...

It does not help to have an “a-ha!” moment too late

10. September 2019 0
The insured’s claim for property damage was excluded from coverage by the policy’s illegal drug operations exclusion. Insurance law – Property insurance – Exclusions – Illegal acts – Landlord and tenant – Actions – Limitation of actions – Practice – Summary judgments Lafferty v. Co-Operators General Insurance Co., [2019] A.J. No. 907, 2019 ABQB 515, Alberta ...

Court of Appeal upholds lower court’s finding that insurer has duty to defend for advertising liability pursuant to two commercial general liability policies and overturns award of special costs

13. August 2019 0
Insurance law – Commercial general liability insurance – Duty to defend – Advertising injury – Exclusions – Interpretation of policy – Practice – Pleadings – Appeals – Costs – Special or increased costs Blue Mountain Log Sales Ltd. v. Lloyd’s Underwriters, [2019] B.C.J. No. 1200, 2019 BCCA 240, British Columbia Court of Appeal, June 28, 2019, H. ...

Insured succeeded on summary judgment application as the insured had not voluntarily surrendered defibrillator units as a result of the purchaser’s fraudulent intent. The claim was not excluded as a conditional sale because there was no sale and no evidence of any agreement or intent to withhold title.

13. August 2019 0
Insurance law – Commercial general liability insurance – All-risk – Fraud – Exclusion – Practice – Summary judgment Heart Zap Services Inc. v. Lloyd’s Underwriters, [2019] O.J. No. 3441, 2019 ONSC 3667, Ontario Superior Court of Justice, June 28, 2019, J.D. O’Flynn J. The insured is in the business of selling defibrillator units. The insured received an ...

Insurer potentially liable for broker’s negligence

13. August 2019 0
Insurance law – Homeowner’s insurance – Business exclusion – Agents and brokers – Failure to advise of exclusion clauses – Vicarious liability – Breach of contract – Practice – Summary judgments Lynk v. Cooperators General Insurance Co., [2019] A.J. No. 746, 2019 ABQB 417, Alberta Court of Queen’s Bench, June 5, 2019, J.M. Ross J. The defendant ...