Ontario court finds loss transfer provisions apply to vehicles in motion even if chain reaction collision involves a vehicle not in motion

18. April 2017 0
Loss transfer provisions of the Fault Determination Rules apply to vehicles in motion even if the collision involves a vehicle that was not in motion. Insurance law – Automobile insurance – No-fault accident benefits – Loss transfer provision – Statutory Accident Benefits Schedule; Practice – Leave to appeal; Arbitration – Enforcement of award Kingsway General ...

Punitive damages awarded against insurer for failure to pay fire coverage property claim in timely fashion

18. April 2017 0
Punitive damages awarded against insurer for failure to pay property claim in timely fashion. Insurance law – Property insurance – Business interruption – Loss of profits; Policies and insurance contracts – Breach of policy – Good faith, breach of; Duties and liabilities of insurer – Delay; Damages – Income loss – Punitive damages J.I.L.M. Enterprises ...

Hit-and-run victim who made “all reasonable efforts” to identify other driver entitled to compensation

18. April 2017 0
Insured made reasonable efforts to ascertain identity of hit-and-run drivers involved in motor-vehicle collision. Insurance law – Automobile insurance – Unidentified motorist – Leaving accident scene – Statutory provisions – Nominal defendant; Practice – Summary judgments Rieveley v. Doe, [2017] B.C.J. No. 227, 2017 BCSC 202, British Columbia Supreme Court, January 11, 2017, DeWitt‑Van Oosten ...

Supreme Court of Canada confirms that litigation privilege cannot be abrogated absent express statutory provision

10. January 2017 0
Litigation privilege cannot be abrogated absent express statutory provision; s. 337 of the Act Respecting the Distribution of Financial Products and Services does not provide such express provision. Insurance law – Adjusters – Duties and liabilities – Practice – Disclosure of documents – Statutory provisions – Litigation privilege Lizotte v. Aviva Insurance Co. of Canada, [2016] ...

In BC no-fault Part 7 benefits are distinct from compensation awarded on the basis of fault or liability in tort

10. January 2017 0
Part 7 benefits under the Insurance (Motor Vehicle) Act and its Regulations are not compensation from a person whose acts have caused or are alleged to have caused disability. Insurance law – Automobile insurance – No-fault coverage – Benefits – Underinsured motorist – Disability insurance – Damages – Disability benefits, deductibility Brugger v. IWA – ...

Court finds mortgagor had enforceable rights in administration of fire insurance policy

10. January 2017 0
Mortgagor found to have enforceable rights in policy of fire insurance taken out for benefit of mortgagee. Insurance law – Mortgages – Duties and liabilities of mortgagor – Fire insurance – Additional named insured Wilson v. Scotia Mortgage Corp., [2016] O.J. No. 5817, 2016 ONSC 7000, Ontario Superior Court of Justice, November 14, 2016, S.F. Dunphy J. A dispute arose ...

Consultant does not owe duty to the plaintiffs who are adverse in interest to the insurer

10. January 2017 0
Consultant retained by insurance adjuster’s firm did not owe a duty of care to the insured. Insurance law – Adjusters – Consultants – Duties and liabilities – Releases – Policies and insurance contracts – Good faith, breach of – Practice – Settlement of action – Summary judgments, availability 3746292 Manitoba Ltd. v. Intact Insurance Co., [2016] ...

Insured’s claim that he was deprived of his mother’s care, guidance, and companionship due to insurer’s mishandling of claim was allowed to proceed

08. November 2016 0
Action against insurer based on alleged mishandling of insured’s mother’s accident benefit claim allowed to proceed as not plain and obvious it was certain to fail. Insurance law – Automobile insurance – Actions – Benefits – Limitation of actions Watkins v. Western Assurance Co., [2016] O.J. No. 4548, 2016 ONSC 2574, Ontario Superior Court of ...

Limitation period began to run when the insured discovered or ought to have discovered she was unable to work full time

08. November 2016 0
Time to bring a claim against disability insurer started to run when insured learned or ought to have learned she was unable to work full time. Insurance law – Disability insurance – Total disability; Group insurance – Long term disability benefits; Limitation of actions – Running of limitation period Todd v. Felton Brushes Ltd., [2016] ...