Cost of roof upgrades fell within coverage under insurance policy’s bylaw provision

Damage from an insured peril to a roof triggered municipal inspections which revealed the strength of the roof in undamaged areas required upgrading. The increased cost of repairing the roof fell within coverage under the bylaw provision. 954470 Alberta Ltd. (c.o.b Centre South) v. Sovereign General Insurance Co., [2016] A.J. No. 293, 2016 ABQB 185, Alberta Court of ...

Exclusion Clause did not Apply because it Only Excluded Repairs Relating to “by-laws” and the Building Code was not a “by-law”

20. October 2015 0
An insurer was obligated to pay for the increased cost of repairs due to the additional work required under the Building Code.  The relevant exclusion clause did not apply because it only excluded repairs relating to “by-laws” and the Building Code was not considered a “by-law”. Choukair v. Allstate Insurance Co. of Canada, [2015] O.J. ...