Two insurance policies had the same “other insurance” clauses which made the policies excess insurance when other insurance was applicable. The two insurers were required to share equally in the defence and indemnity of the insured.

08. March 2019 0
Insurance law – Homeowner’s insurance – Multiple policies – Overlapping policies – Different insurer – Interpretation of policy – Exclusions – Excess liability – Duty to defend – Practice – Appeals TD General Insurance Co. v. Intact Insurance Co., [2019] O.J. No. 60, 2019 ONCA 5, Ontario Court of Appeal, January 9, 2019, R.G. Juriansz, ...

The insurer’s denial of coverage for an Intellibed Mattress was not improper and accordingly a bad faith claim could not succeed

08. March 2019 0
Insurance law – Automobile insurance – Interpretation of policy – Statutory provisions – Independent medical examination – Bad faith – Practice – Summary judgments Rahall v. Intact Insurance Co., [2019] A.J. No. 82, 2019 ABPC 11, Alberta Provincial Court, January 15, 2019, S.L. Corbett Prov. Ct. J. The insurer denied coverage for an Intellibed Mattress ...

Insured operating cold storage business entitled to defence with respect to claim by customer for damages arising from loss of products

12. February 2019 0
Insurance law – Commercial general liability insurance – Exclusions – Duty to defend – Practice – Appeals Intact Insurance Co. v. Clauson Cold & Cooler Ltd., [2018] A.J. No. 1470, 2018 ABQB 997, Alberta Court of Queen’s Bench, December 7, 2018, N. Dilts J. The Alberta Court of Queen’s Bench heard an appeal by the ...

Insureds entitled to benefit of previous life insurance policy where subsequent replacement policy voided for misrepresentation

12. February 2019 0
Insurance law – Life insurance – Misrepresentation in obtaining insurance – Third parties – Practice – Summary judgments Moss v. Sun Life Assurance Co. of Canada, [2018] A.J. No. 1383, 2018 ABQB 953, Alberta Court of Queen’s Bench, November 22, 2018, G.S. Dunlop J. The insureds brought a summary trial application seeking a declaration as ...

A sandbar is not a highway

12. February 2019 0
Insurance law – Automobile insurance – Unidentified motorist – Statutory provisions – Practice – Appeals – Summary judgments Adam v. Insurance Corp. of British Columbia, [2018] B.C.J. No. 6943, 2018 BCCA 482, British Columbia Court of Appeal, December 20, 2018, S.D. Frankel, K.C. Mackenzie and D.C. Harris JJ.A. The British Columbia Court of Appeal heard ...

An insured settled with a facility owner for fire damages caused by an error in the insured’s work. The insured’s CGL policy indemnified the insured for the insured’s losses as “compensatory damages for property damage”

12. February 2019 0
Insurance law – Commercial general liability insurance – Builder’s risk – Property damage – Exclusions – Interpretation of policy – Practice – Summary judgments Community Electric Ltd. v. Sun Alliance Insurance Co., [2018] S.J. No. 484, 2018 SKQB 319, Saskatchewan Court of Queen’s Bench, November 20, 2018, G.M. Currie J. The insured applied for summary ...

A passenger who suddenly and without warning grabs the steering wheel while moving, causing an accident, is not covered by the driver’s insurance policy because the passenger did not have the insured driver’s consent to drive

12. February 2019 0
Insurance law – Automobile insurance – Care custody or control of motor vehicle – Underinsured motorist – Uninsured motorist – Third parties – Bad faith – Practice – Summary judgments McKay v. Park, [2018] O.J. No. 6521, 2018 ONSC 7346, Ontario Superior Court of Justice, December 7, 2018, H. McArthur J. This summary judgment motion ...

Insurer successful in action against broker for breach of contract in respect of exclusive issuer agreement

08. January 2019 0
Insurance law – Agents and brokers – Breach of contract – Practice – Summary judgments Canadian Northern Shield Insurance Co. v. 2421593 Canadian Inc., [2018] O.J. No. 5879, 2018 ONSC 3627, Ontario Superior Court of Justice, November 13, 2018, L.A. Pattillo J. The insurer sought damages for breach of contract against an insurance broker in ...

Insurer’s motion for summary judgment dismissed as it was unclear which version of the policy applied

08. January 2019 0
Insurance law – Interpretation of policy – Contra proferentum rule – Practice – Summary judgments SSQ Insurance Co. v. Sutherland, [2018] A.J. No. 1337, 2018 ABQB 934, Alberta Court of Queen’s Bench, November 15, 2018, Master S.L. Schulz The insurer alleged it overpaid its insured and sought repayment by way of summary judgment. The insured ...