The Court held that the Insurer did not have a duty to defend. All of the allegations in the action related to the Insureds’ son’s use and operation of an all-terrain vehicle, and fell within the exclusionary clause. The pleading of negligent supervision made against the Insureds was not an independent and discrete cause of action that could potentially trigger the Insurer’s duty to defend.

27. April 2006 0
Weeks v. Aviva Canada Inc., [2006] N.S.J. No. 173, Nova Scotia Supreme Court