Michael Thomas

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Mike has represented clients in personal injury cases with an emphasis on brain injuries, defended lawyers and physicians from malpractice allegations, and done class action and Competition law issues for commercial reasons. He has been the lead counsel before the British Columbia Court of Appeal, Supreme Court of British Columbia on both judge alone and jury trials. Mike has recovered millions of dollars for his clients as a partner at Harper Grey LLP.


Articles By This Author

An insurer was not entitled to rely on a contractual limitation period shortening the statutory limitation period because the wording for when the limitation period commenced was not clear. The limitation period did not start to run until after the appeals process had been exhausted.

Kassburg v. Sun Life Assurance Co. of Canada, [2014] O.J. No. 1090, March 7, 2014, Ontario Superior Court of Justice, M.G. Ellies J.

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No duty to defend was found where the true nature of the claim could not be determined from the pleadings.

University of Waterloo v. Scottish & York Insurance Co., [2014] O.J. No. 1103, February 24, 2014, Ontario Superior Court of Justice, D.J. Gordon J.

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Despite an exclusion for bodily injury caused by the use of a gun, the insurer had  a duty to defend claims the insured had breached its duties related to its capacity as an occupier of the premises where the shooting occured.

Kinkade v. 947014 Ontario Inc. (c.o.b. The Silver Dollar), [2014] O.J. NO. 1271, March 20, 2014, Ontario Superior Court of Justice, G. Roccamo J.

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The plaintiff commenced an action against the defendant's insurer on the basis the plainitff's damaged goods were insured by the defendant's insurer as if they were the property of the defendant. The Court concluded the goods were not insured. The defendant had not agreed to arrange insurance for the goods and the plaintiff was not an unnamed beneficiary under the policy.

Merex Inc. v. Stoney Island Fisheries Ltd., [2014] N.S.J. No. 79, February 21, 2014, Nova Scotia Supreme Court, J.D. Murphy J.

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Application on the issue of whether the insurer had a duty to defend the insured in legal proceedings alleging damages caused by defective work. The insured’s plumbing work was completed while the insurance policy was valid. Years later, the plumbing system failed and caused damage. The insurer argued the pleadings did not allege facts showing that an occurrence causing damage took place before the expiry of the policy and in the alternative, the damage was excluded from coverage as a result of the "your work" exclusion. The insurer's application was dismissed because there was an occurrence during the policy period and the insurer could not demonstrate that the exclusion clause clearly applied.

Co-operators General Insurance Co. v. Wawanesa Mutual Insurance Co., [2014] N.S.J. No. 111, January 27, 2014, Nova Scotia Supreme Court, M.J. Wood J.

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The insurer had separate policies of insurance with the plaintiff and the defendant. The plaintiffs argued that because they were also policy holders with the insurer, the insurer owed them a duty of good faith and fair dealing and the insurer was obliged to settle the plaintiffs' action against the defendants. The plaintiffs' action against the insurer was dismissed because the insurer owed no duty to the plaintiffs simply because the plaintiffs had an insurance policy with the insurer.

Sweet v. Sweet, [2014] S.J. No. 84, January 27, 2014, Saskatchewan Court of Queen's Bench, R.C. Mills J.

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The insured was in a motor vehicle accident at a time when her driver’s license was expired. The insured was entitled to be relieved from forfeiture for non-compliance with the statutory condition and the insurer had a duty to defend the motor vehicle accident action and indemnify the insured for liability.

Kozel v. Personal Insurance Co., [2014] O.J. No. 753, February 19, 2014, Ontario Court of Appeal, M. Rosenberg, J.C. MacPherson and H.S. LaForme JJ.A.

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Although the insured’s claim for indemnification under a commercial general liability insurance policy for the cost of destroying a contaminated product sold by the insured to the third party was for a fortuitous loss, it did not fall within coverage as the insured did not prove the event that caused the contamination.

Westaqua Commodity Group Ltd. v. Sovereign General Insurance Co., [2014] B.C.J. No. 284, February 18, 2014, British Columbia Supreme Court, J. Steeves J.

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The Court of Appeal dismissed an appeal from an order holding that the two year limitation period for bringing a claim against one's own insurer under an underinsured motorist endorsement starts to run when the insured first makes a claim for compensation under the endorsement.

Schmitz (Litigation guardian of) v. Lombard General Insurance Co. of Canada, [2014] O.J. No. 531, February 4, 2014, Ontario Court of Appeal, A. Hoy A.C.J.O., E.A. Cronk and G.J. Epstein JJ.A.

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The court granted a declaration that an insurer was required to defend an additional named insured in action in which identical allegations were made against the named insured.

Zhou v. Markham (Town), [2014] O.J. No. 351, January 21, 2014, Ontario Superior Court of Justice, C.J. Brown J.

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May 6, 2013 — Claims of deceit will generally not give rise to insurance coverage

May 6, 2013 — Subcontractors may not benefit from a third party lease.

May 6, 2013 — An insurer may be added as a defendant after the expiration of an applicable limitation period

April 29, 2013 — An insurer who has complied with the express terms of the contract may still breach its duty of good faith and fair dealing

April 29, 2013 — An insured who is not authorized by law to operate a motor vehicle may be entitled to uninsured automobile insurance under his or her policy

April 29, 2013 — Damages associated with the loss of marijuana plants is limited to $1,000 per plant

April 29, 2013 — A fleet vehicle may be insured if it is generally used for the insured purpose, despite the fact that it is damaged while being operated for an unrated use

April 8, 2013 — There is no statutory duty obligation a broker to offer an insured optional income replacement benefits

April 8, 2013 — An injured person is unable to obtain uninsured motorist coverage from an insurer solely on the basis of the entitlement to statutory accident benefits from that insurer

April 8, 2013 — A vacant property may not be entitled to fire insurance

March 26, 2013 — An insurer may have an obligation to defend a claim after it's limits have been exhausted

March 26, 2013 — Lost wages may not be included in the definition of insured claim in an automobile policy

March 26, 2013 — An insurer may not be able to set aside default judgement taken against an insured

March 5, 2013 — A person injured while loading his car may not be entitled to automobile benefits

March 5, 2013 — Joint litigation privilege dissolves when one party takes action against the other

March 5, 2013 — When a policy lapses in accordance with the terms of an insurance contract, the contract dictates the future relationship between the parties

March 5, 2013 — A lessee with an option to purchase may be an owner

February 18, 2013 — An insured is entitled to pursue a tort claim for his actual loss after deducting no fault benefits

February 18, 2013 — An insurer will be responsible for paying administrative fees associated with damage caused by an insured

February 18, 2013 — Strict proof of business loss may not be required when the insured peril destroys documentation

February 18, 2013 — Generally allegations of assault and battery will not raise a duty to defend

February 5, 2013 — Initiation of the appraisal process does not preclude the jurisdiction of the supreme court rules

February 5, 2013 — An insurer has 6 years to file a claim against an insured for reimbursement of proceeds

February 5, 2013 — A broker has an obligation to advise an insured of potential lapses in coverage

February 5, 2013 — The first principle in interpreting an insurance contract is whether there is any ambiguity in a term

January 15, 2013 — The limitation period to commence an action begins the day after insurance proceeds are due

January 15, 2013 — An insurance policy may come into effect on the day that the premium is paid

January 15, 2013 — If a mediation does not occur within 60 days the parties may commence legal proceedings

January 15, 2013 — Multi peril insurance policies are not subject to the statutory limitation period for fire insurance policies

December 17, 2012 — An insured will be interpreted broadly for purposes of determing coverage

December 17, 2012 — A declaration designating beneficiaries under a life insurance policy is effective from teh date of execution of the will not the date of death

December 17, 2012 — A waiver covering a zip line includes applies to damages incurred during transportation to the site

December 17, 2012 — Work functions will be differentiated from social functions despite the connection between the employment and the social activity

December 4, 2012 — Where material facts are in dispute the insured's duty to indemnify cannot be determined

December 4, 2012 — Initiation of an arbitration process will forfeit a right to pursue litigation

December 4, 2012 — A claim for coverage for damages incurred prior to the inception of an insurance contract will be excluded

November 26, 2012 — A contract of sale involving payment through installements will not be treated as a rental agreement

November 26, 2012 — The limitation period for first party benefits may commence on the date that the injury occurred

November 26, 2012 — Sophisticated parties will be deemed to have knowledge of common insurance terms

November 26, 2012 — The insurer of an incorporated truck driver may be the priority insurer under the SABs

November 26, 2012 — The right to subrogate parrallels the right of the insured to recover damages

November 2, 2012 — The duty to defend may arise after pleadings have been amended to include negligent conduct

November 2, 2012 — An insured cannot retroactively apply for coverage to recover damages

November 2, 2012 — A broker must advise an insured of potential lapses in coverage

November 2, 2012 — Breach of trust by a third party may void coverage for losses incurred by the insured

November 2, 2012 — A notice of health hazhard constiutes a material change of risk and must be reported to an insurer

October 12, 2012 — Insurer generated medical expenses are not subject to indemnification under the SABs

October 12, 2012 — An insured can claim for lossess caused by a renter under the insured's policy

October 12, 2012 — A limit on legal fees may be cumulative on a yearly basis as opposed to a one time cap

October 2, 2012 — A material misrepresentation will void insurance, even when the insured is unaware of the significance of the misrepresentation

October 2, 2012 — Failure to supervise a child who commits an intentional act falls within insurance coverage

October 2, 2012 — A person who is in breach of his automobile policy may claim for compensation as an uninsured motorist

October 2, 2012 — A duty to defend is owed where a lawsuit raises a possiblity of coverage under the policy

September 17, 2012 — Coverage will not be granted where the loss incurred is due to unsuitable packing of goods being shipped

September 17, 2012 — An exclusion clause will be interpreted narrowly while a clause creating an entitlement to coverage will be interpreted broadly

September 17, 2012 — Sponsors of a sports league owe no common law duty to obtain insurance for participants

September 7, 2012 — An insured must establish the date that damage occurred to claim benefits under an insurance policy

September 7, 2012 — A race exclusion in a motor vehicle policy may not apply to damages caused while driving on a raceway

September 7, 2012 — The rights of an incompentent person flow to the public guardian and trustee as opposed to his or her estate

September 7, 2012 — Failure to obtain insurance gives rise to damages equivalent to the costs of an obligation to defend and indemnify

August 31, 2012 — Defendants presented as one party in an action may not be able to challenge an apportionment of responsibility

August 26, 2012 — An insured may not be able to claim for personal injuries caused by a co-insured

August 24, 2012 — A pollution exclusion clause may not apply to damages resulting from a deliberate act

August 21, 2012 — Coverage may not be denied if the insurer had knowledge of acts and aquieced to the conduct

August 19, 2012 — A person's life insurance policy may be void where his or her death iarising from drug or alcohol use

August 15, 2012 — A failure to act exclusion clause will be interpreted narrowly and may not apply to allegations of negligence

August 14, 2012 — Authorized by law exclusions in automobile polices may be limited to valid driver's licences and may not apply to illegal activity

August 12, 2012 — A person physically assaulted in his car may not be entitled to insurance benefits under an automobile policy

August 11, 2012 — Correspondence between an insurer and a plaintiff may not postpone a tort limitation period

August 7, 2012 — Allegations against an owner of a property may not trigger coverage under a tenant's policy

August 1, 2012 — Insurers are not entitled to pro rata defence costs

August 1, 2012 — The limitation period for a loss transfer claim may commence on the day after a demand for payment has been made

July 29, 2012 — The insurer has the obligation to prove that an insured was away from the house for more than 30 days to establish a vacancy breach

July 17, 2012 — An insurer may waive its right to a defence if it accepts carriage of an action

July 16, 2012 — Damages caused by a trailer towed by a vehicle may be limited to an automobile policy

July 10, 2012 — Breach of duty of good faith or claim for bad faith against an insurer may be subject to 6 year limitation period in Ontario

July 5, 2012 — In Ontario an OPCF 44-R insurer is only liable to provide insurance coverage if no other insured party has any liability

July 1, 2012 — An insured will generally owe a duty to defend pursuant to an indemnity agreement

June 29, 2012 — An inadvertent admission of liability may be withdrawn

June 26, 2012 — Environmental contamination will generally be excluded under a pollution exclusion clause

June 21, 2012 — A particular part exclusion clause will be interpreted narrowly to exclude coverage

June 11, 2012 — A tenant of an arena may not be liable for a slip and fall suffered by a guest

June 11, 2012 — A person who kills his wife but is not convicted due to mental incompetency may be entitled to benefits under his wife's life insurance policy

June 9, 2012 — Summary dismissal of an action may not be appropriate when an investigation of the facts is required

June 4, 2012 — An insured need only disclose a material change in risk if he or she is aware of that the change in activity increases the risk of loss

May 31, 2012 — An insurer may be assessed signficant punitive damages for alleging fraud against an insured

May 27, 2012 — An insurer who owes a duty to defend may only have to pay pro rata defence costs

May 21, 2012 — Intentionally reversing a vehicle in the direction of a plaintiff may not fall within an intentional act exclusion clause

May 17, 2012 — A person injured by a falling tree while driving may be barred from bringing an actin under a no fault automobile regieme

May 6, 2012 — Failure to disclose knowledge of a potential claim at the time of application may not exclude entitlement to insurance proceeds

May 1, 2012 — The Nova Scotia Health Services Act permits the government to pursue nursing home care costs from injuries arising from an MVA

April 26, 2012 — An insured assaulted in a parking lot and placed in the trunk of his car may be entitled to benefits under his automobile insruance policy

April 23, 2012 — Relatives living in a separate and distinct household may not be entitled to fire insurance from the non resident house

April 22, 2012 — Disabilty benefits are generally deductible from motor vehicle damage awards in Ontario. Care should be taken to instruct the jury to do so.

April 11, 2012 — A university may owe a general duty to defend professors from allegations of intellectual property theft by students

April 9, 2012 — Insurers and brokers may not owe a duty to a third party to ensure that the insured is the owner of the vehicle

April 5, 2012 — An insured may be entitled to punitive damages if her insured unsuccessfully attempts to breach her for impaired driving

April 2, 2012 — Massage therapy may be a mandatory first party benefit under an ICBC policy of automobile insurance

April 1, 2012 — Lending a vehicle to an employee who is not licensed to drive may not breach insurance

March 29, 2012 — A person killed in a plane crash on a charter flight may not be entitled to life insurance.

March 25, 2012 — Allegations of fraud need only be proven on a balance of probabilities in the civil insurance context

March 22, 2012 — Acceptance of unpaid premiums from a beneficiary under a life insurance policy may not create an entitlement for benefits

March 21, 2012 — An expired medical certificate may perclude entitlement to life insurance proceeds for a pilot killed in a plane crash

March 13, 2012 — Failing to obtain insurance may not give rise to an occurence under a CGL policy.

March 11, 2012 — To sue a broker an insured must prove on a balance of probabilities that he or she would have purchased additional insurance.

March 8, 2012 — The limitation period in section 259 of the Insurane Act, RSO, may not apply to a loss of use claim.

February 29, 2012 — An ultimate limitation period may not time bar a claim for benefits if the discovery of the potential claim was delayed.

February 21, 2012 — A claims administrator may owe a duty of good faith to an insured.

February 16, 2012 — Homeowner's insurance may provide coverage to allegations that the insured misrepresented the condition of the property in a real estate transaction. The court is not to consider whether the plaintiff is interested in obtaining access to insurance funds.

February 7, 2012 — An automobile must defend claims brough against an insured for failing to insure that childer were seatbelted.

February 2, 2012 — The employee of an insured may not be sued in negligence to recover funds paid to an insured.

February 1, 2012 — Determination of the validity of a policy termination may not be suitable for resolution by summary trial

January 31, 2012 — An offer to review a claim for disability benefits may extend the limitation period

January 30, 2012 — Coverage for title insurance extends beyond claims by the insured against his or her lawyer to claims made by third parties against the lawyer.

January 23, 2012 — An insured may not void his disabiity insurance policy by failing to provide proof of a continued total disability.

January 21, 2012 — Installion of a woodstove may not be a material change of risk in a multi-peril policy.

January 9, 2012 — Proof of contamination is not a prerequisite for coverage purusant to an accidental product contamination clause in a CGL.

January 2, 2012 — An insurer was required to defend a defamation action commenced against her insured, despite the fact that the action pled intentional conduct by the insureds.

December 22, 2011 — An insurer has carriage of his action even when the largest component of the claim has been subrogated to his insurer.

December 12, 2011 — Damages for mental distress allowed for failure to pay statutory accident benefits.

November 22, 2011 — An insurer has received notice of a claim if they are provided the relevant information. The fact that service may not have been intended is irrelevant.

November 21, 2011 — Aministrative tasks may not be excluded under a bodily injury clause, even if the result of the errors is to cause bodily injury.

November 17, 2011 — Out of province claim for firs party accident benefits allowed despite the passage of a statutory limitation period.

September 27, 2011 — An insured was not entitled to fire insurance when his psychotic son set fire to his house.

August 25, 2011 — A liabilty insurer may not be entitled to be a party to an action commenced against an insured because the insurer's participation could effect the insured's entitlement to coverage under the policy

August 21, 2011 — An insurer may have an obligation to renew a motor vehicle policy even if the insured allows their AMA membership to lapse.

August 17, 2011 — Testimony of an insured's girlfriend is not sufficient to entitle a driver to coverage for damage from an unidentified driver in Ontario.

July 26, 2011 — Evidence of the intention of the parties outside of the insurance contract may be used to establish the terms of the contract.

July 19, 2011 — If a pilot allows his medical certificate to lapse he may void his insurance

July 14, 2011 — A broker retained to place specific insurance will not be responsible for a loss outside the scope of his retainer.

July 12, 2011 — A pollution exclusion clause may apply to damages arising from gasoline leaking from a third parties premises

July 11, 2011 — A person who drives a vehicle under the mistaken belief that the owner may think it is ok may be found to have operated the vehicle with the implied consent of the owner.

July 9, 2011 — Failing to advise an insurer about the installation of a wood stove may not void a home insurance policy

July 8, 2011 — A pool damaged by hydrostatic uplift pressure may be covered under an insurance policy.

July 6, 2011 — An action for bad faith may be severed from the underlying action disputing entitlement to insurance benefits.

July 3, 2011 — In Ontario if the limitation period for initiating an arbitration to resolve a coverage issue has expired a civil action may be commenced to resolve the issue.

June 29, 2011 — An insurer has the right to appoint counsel of their choice to defend a claim brought against an insured, unless the insured has a reasonable apprehension that the appointed counsel has a conflict of interest

June 28, 2011 — When interpretating insurance contracts exclusion clauses will be interpreted narrowly and specific clauses will trump general clauses.

June 21, 2011 — A limitation period may not be postponned by ongoing settlement negotiations

June 17, 2011 — A court may consider third party notices when determining whether a duty to defend an insured exists under a policy of insurance.

June 16, 2011 — An insured may be entitled to punitive damages from an insurer but not aggravated damages.

May 22, 2011 — Notice by a codefendant to an insured may be sufficient to trigger coverage under an insurance policy issued to a bankrupt company

May 16, 2011 — A subsequent insurer may be liable for a loss declared to a previous insurer

May 11, 2011 — The Stonewall Principle with respect to asbestos insurance was rejected by the Ontario Supreme Court.

May 5, 2011 — Out of province insurer's cannot rely upon limitations or exclusions available to insurer's resident in the province where the accident occured.

April 30, 2011 — Interpretation of an insurance contract may not be suitable for a jury

April 11, 2011 — Claims made against an insured in a previous policy period may not trigger coverage under a newer policy

March 18, 2011 — An insurance broker can unilaterally renew insurance policies.

March 4, 2011 — A lessee may sue for property damagers even if the lease required the leasee to insure the damaged property

February 14, 2011 — Death by drowning may not be accidental if it was triggered by an inherent vulnerability

February 4, 2011 — A boat secured to a wharf is a waterborne object.

January 28, 2011 — Insureds who are sued and successfully defended by their insurer may be able to obtain double costs.

January 22, 2011 — Health providers may be liable for negligently treating people injured in automobile accidents in Ontario.

January 18, 2011 — Bad faith claims may be severed from the underlying entitlement action.

January 14, 2011 — Allegations of faulty workmanship may be covered by a general liablity policy

January 10, 2011 — A wrap-up policy which does not clearly exclude coverage will be required to defend a potential insured

January 7, 2011 — An automobile insurer may have to pay $150,000 rehabiliton benefits to insured's in British Columbia.

December 20, 2010 — Leaky home heating fuel may not be covered by home insurance.

December 20, 2010 — Failure to disclose a wood stove may void home insurance

November 20, 2010 — Failure to attend mandatory mediations could result in a $40,000 cost penalty.

November 17, 2010 — An insured who is injured in a motor vehicle accident while driving with a prohibited blood alcohol level may be entitled to first party automobile benefits.

November 12, 2010 — Injuries caused by an assault that occured after a high speed car chase may not be covered by a motor vehicle policy.

November 10, 2010 — An insured has the inital onus to prove a loss. Once this has been satisfied the onus then sifts to the insurer to provide a defense.

November 10, 2010 — A vehicle stolen while rented to a third party but still in possession of the owner may be covered under the owner's insurance policy despite a rental exclusion.

November 7, 2010 — A person using his park truck as a crane may be entitled to compensation for damages under his autombile insurance.

November 1, 2010 — An insured's abilty to seek contribution and indemnity may be limited by past conduct

November 1, 2010 — Full indemnity extinguishes any right for further recovery by an insured or an insurer.

October 27, 2010 — An insurance broker may be liable to their customer for failure to obain adequate insurance coverage

October 24, 2010 — It will be difficult for a property owner to non suit a claim for damages arising from a slip and fall on the owner's property

October 21, 2010 — In British Columbia the amount of vehicle damage must be pursued internally at ICBC

October 18, 2010 — In Manitoba an appeal of the determination of the scope of auto benefits must be made to the Queen's Bench

October 18, 2010 — A person injured while riding in a golf cart may be entitled to no fault benefits under her automobile insurance policy

October 17, 2010 — It may be difficult for an insurer to establish that an insurance policy has lapsed.

October 15, 2010 — An insurer providing coverage to an independent contractor may have to provide a defence to property owners under their insurance policy.

October 14, 2010 — Billing completed by a healthcare provider on behalf of an insured may constitute an application for insurance

October 14, 2010 — A person who walks into a vehicle is entitled to damages from automobile insurance

September 4, 2010 — A person with no car insurance can recover all of their losses if the other party is 100% at fault for the accident.

August 25, 2010 — Mould damage caused indirectly by rain seepage may not be covered by an all risk policy

August 24, 2010 — A landlord is required to pay for damages that fall below the deductible of required insurance.

August 20, 2010 — There is likely no duty to defend an insured who is sued for a civil assault

August 20, 2010 — A strata's insurance does not provide coverage to a strat member for social host liability

August 12, 2010 — An insurance contract only insures property that the insurance company is advised of at the time that the insurance is purchased.

August 10, 2010 — An insured can recover damages from their insurance broker if the broker does not advise of changes to the insured's insurance status following a move out of the family home.

August 9, 2010 — A person shot by a home invader while driving his motor vehicle is not entitled to coverage under a motor vehicle indemnity fund

August 8, 2010 — A girlfriend is not a spouse or dependent under an automobile policy.

August 3, 2010 — Pushing a motorcycle during a training course is characterized as ordinary use of a vehicle and subject to coverage under a motor vehicle policy.

August 2, 2010 — A car stolen from a parking lot may not be entitled to insurance coverage under a storage policy

August 2, 2010 — A wharf damaged by a boat in a storm may not be entitled to insurance coverage.

August 1, 2010 — A tenant who is sued by his or her landlord for non-compliance with his or her lease may not be covered by a tenant's insurance policy.

July 24, 2010 — An insured who relies on their broker for insurance coverage may not have an action against their broker despite the fact that they purchased the wrong insurance

July 22, 2010 — the duty to defend is separate from the duty to indemnify, both policies require a contribution to costs.

July 17, 2010 — Damages arising from freezing when a room is left unheated may be covered by an insurance contract.

July 17, 2010 — An insurance company must follow up on evidence after the initial decision to deny a claim is made. If they do not punitive damages may be assessed against them.

June 13, 2010 — Inaccurate statements about insurance coverage made by an insurance adjuster may create a claim for negligent misrepresentation.

June 9, 2010 — Fleet insurance may not have to identify the cars insured by the policy.

June 6, 2010 — An insured may be entitled to defence costs for acts occuring after the expiration of an insurance policy.

June 5, 2010 — Personal motor vehicle insurance held by a person who rents a car, may not be primary insurance in accidents involving the rented vehicle.

June 1, 2010 — Mislabelling which causes a property loss during re-labelling may constitute a property loss under a CGL policy

May 29, 2010 — Aggravated damages do not constitute a new cause of action.

May 28, 2010 — Title insurance is void if there is a defect in the underlying insured title.

May 27, 2010 — Celebrity Insurance Policies

May 27, 2010 — An insurer did not have to provide a defence for asbestos claims because a clear exclusion clause was present in the policy.

May 23, 2010 — In Saskatchewan damages arising from a motor vehicle accident are capped by the no fault legislation.

May 23, 2010 — An insured may be able to recover damages from an intentinal act perpetrated by an unidentified motorist.

April 26, 2010 — An insured acquitted of arson in criminal proceedings can still have his entitlement to insurance proceeds voided by allegations of arson.

April 21, 2010 — A person in an uninsured vehicle whose common law spouse has automobile insurance may be covered by his spouse's automobile policy.

April 15, 2010 — The decison of an arbitrator or umpire assessing the value of a loss in an insurane contract may be binding on the courts.

April 12, 2010 — Despite the pleadings, an insurer may not have a duty to defend an insured whom commits an intentional assault.

April 9, 2010 — Although an insurer may be required to defend an insured for direct losses, the duty to defend may not extend to consequential losses.

April 8, 2010 — For purposes of determining whether a duty to defend exists the court may look at the Statement of Defence drafted by the insured.

April 6, 2010 — A driver may leave the scene of a single vehicle accident and not report the accident to his insurer, and still be entitled to coverage under his automobile insurance

April 3, 2010 — The insclusion of a signficant additional deductible into an existing insurance contract following protracted negotiations was upheld despite inconsistencies in the amended contract.

April 1, 2010 — Damage arising from improperly maintained equipment may not be covered by a multi peril policy.

March 30, 2010 — An insurer may seek indemnification from a broker who sells the insurer's product, but the broker may not be entitled to indemnification from the insurer.

March 29, 2010 — A settlement damage clause does not extend to damage caused by excavation on an adjoining property

March 26, 2010 — In insurance fraud a person's impecuniosity must be considered in determining whether a restitution order should be made.

March 25, 2010 — An exclusive aribitration clause may not be binding depending on the other jurisdictional provisions in the contract

March 19, 2010 — A financially independent disabled adult may still be a member of her parent's household.

March 18, 2010 — Water damage arsising from a negligently designed drainage system may not be covered by under a property damage clause.

March 12, 2010 — An insurance contract providing coverage for vicarious liability of an employer does not provide coverage for claims alledging negligence against the employer.

February 11, 2010 — Nova Scotai's cap on non-monetary damages arising from motor vehicle accidents was upheld by Court of Appeal

February 8, 2010 — Paraplegia caused by herpes is not an accident and therefore not covered by a group insurance policy.

February 4, 2010 — Contingencies must be applied to a deduction of future entitlement to insurance benefits.

February 2, 2010 — A tenant exclusion endorsement is not enforceable in a Standard Mortgage Clause.

February 1, 2010 — An insurer's right to subrogate under a standard mortgage clause requires that the insurer has no liability to the mortgagor.

January 29, 2010 — Damage to a vacated rental property may not be covered by a home insurance policy.

January 27, 2010 — A misrepresentation about medical history may void a disablity insurance policy. Even if the misrepresentation is not related to the disabling condition.

January 12, 2010 — A restaurant that allows an intoxicated patron to leave with sober companions may not be liable for over-serving the patron.

January 8, 2010 — An out of province insurer may not be entitled to conduct money to compensate a represenative for attending at an Examination for Discovery.

January 7, 2010 — A broker may be negligent if he or she does not fully explain the limitations of an insurance policy.

January 4, 2010 — A vehicle driven with the consent of the insured owner is insured under the owner's insurance policy.

December 29, 2009 — Whether an insured was prejudiced by an insurd's failure to comply with a proof of loss procedure may not be suitable for summary judgement.

December 21, 2009 — An insured must be fully informed of the impliations of an excluded party clause for the clause to be effective

December 16, 2009 — An insurer is not responsible to protect the interests of parties independent to the contract of insurance.

December 14, 2009 — The jurisdiction where a contract is created may be the appropriate forum to determine the extent of coverage available under the contract. Regardless of where the damages occurred.

December 14, 2009 — an insurer's obligations are owed to their insured, not a third party contracted by their insured to repair damaged property.

December 11, 2009 — A defendant may be entitled to indemnification for legal costs arising from a frivolous claim.

December 7, 2009 — A car damaged by a fire resulting from a mechanical failure may not be covered by ICBC

December 4, 2009 — A third party cannot recover directly for benefits provided to an insured under the Ontario SABs

November 29, 2009 — Criminal negligence falls within the intentional / criminal act exclusion.

November 24, 2009 — An insurer may be orderd to pay aggravated damages if recommended benefits are refused without sufficient evidence supporting the denial.

November 20, 2009 — The owner of a leased commercial premise may be able to claim fire damage from the tenant.

November 17, 2009 — Injuries casued by a breaking seat on a bus occurred pursuant to the use and operation of a motor vehicle.

November 12, 2009 — Clear and unequivocal notice will trigger the commencement of the limitation period in disability contracts.

November 9, 2009 — When a potential claim could have been brought is generally a matter of fact for purposes of determining limitation periods.

November 5, 2009 — If an insurer neglects to account for future payment of benefits in a settlement, the insurer could continue to be repsonsible for payment of those benefits.

November 2, 2009 — A claim for underinsured motorist protection must be specifically pled.

October 30, 2009 — To obtain insurance benefits for defective workmanship a homeowner may have to sue the builder as opposed to claiming under their policy of insurance.

October 28, 2009 — Claims for breach of contract and negligence against an insurer require proof of the standard of care required by the insurer and it's adjusters.

October 23, 2009 — A limitation period in a policy of insurance may extend the statutory limitation period.

October 21, 2009 — A court may look beyond the pleadings to determine if an insurer has a duty to defend.

October 19, 2009 — Mold damage may be covered by an all risk policy.

October 15, 2009 — A sewage backup caused by a flood may be covered by an all risk homeowner's policy.

October 13, 2009 — Failure to commence an action for income replacement benefits within 2 years of an accident may bar one's ability to claim them.

October 9, 2009 — In Ontario, for a car to be insured it must be described or listed on the policy.

October 7, 2009 — It is difficult to overturn an aribtrator's decision.

October 5, 2009 — A person injured by a motor vehicle crashing into her house may be entilted to accident benefits under an automobile policy.

October 1, 2009 — An insured is entitled to deduct all insurance proceeds received by an insured, including the costs incurred in obtaining the benefits.

October 1, 2009 — In Ontario a person injured in a motor vehicle accident does not have to seek compensation from third parties.

September 30, 2009 — Ontario no-fault provisions may not apply to insured's involved in accidents outside of Ontario.

September 28, 2009 — A motor vehicle accident may be unforeseeable and no-one may be responsible or liable for injuries arising from the accident.

September 22, 2009 — An agent who fills out an insurance application form for a client may be liable for any misrepresentations in the application

September 20, 2009 — An insured may not be entilted to legal counsel of their choice

September 16, 2009 — An insurance policy may provide coverage to stock damaged at a temporary off-site location

September 12, 2009 — Once a person enters into a settlement agreement it will be difficult, absent bad faith on behalf of the insurer, to rescind the agreement.

September 8, 2009 — A person struck by an uninsured driver cannot claim for insurance benefits under the insurance policy of a vehicle not responsible for the accident.

September 4, 2009 — In Ontario excess insurers are entitled to deduct collateral benefits under the Insurance Act.

September 1, 2009 — The $4,000 cap on non pecuniary damages on automobile injuries in Alberta does not infringe the Charter.

August 30, 2009 — An insurer may not be responsible for defending claims that fall within the scope of coverage, and not allegations that fall outside the scope of the contract.

August 28, 2009 — A shopping center owner may be entitled to a defence from their insurer for injuries caused by their tenant.

August 26, 2009 — An insurance contract may be changed to accord with the agreement reached by the parties at the time that the contract was created.

August 24, 2009 — A missed limitation period may not be fatal to a claim against an insurer.

August 20, 2009 — An insurer must provide notice to all of the policy holders in order to cancel a policy.

August 16, 2009 — A mechancial breakdown exclusion in a CGL may not extend to an event external to the actual machine.

August 14, 2009 — In order to deduct future insurance benefits from a tort award, the defendant must lead evidence proving the future benefits.

August 10, 2009 — Failure to comply with statutory requirements may not be fatal to claim for indemnity under a home owners insurance policy.

August 8, 2009 — Falsely reporting the value of a loss can void a claim for indemnity under an insurance policy.

August 2, 2009 — A widow is entitled to proceeds from a life insurnace policy pursuant to a separation agreement.

July 24, 2009 — On a summary trial a judge should not decide issues of fact based on evidence capable of supporting more than one inference.

July 20, 2009 — An insured is entitled to a defence under a policy of insurance if part of the claim is covered by an insurance policy.

July 20, 2009 — In assessing a proof of loss claim the court must assess the credibility of the insured.

July 16, 2009 — Pleadings that are emended to include allegations of negligence may create a duty to defend the entire claim under a contract of insurance.

July 16, 2009 — Damages incurred during a drive by shooting are not recoverable under automobile insurance

July 14, 2009 — Concealing a leased vehicle could void the insurance.

July 10, 2009 — An insurer may not owe a broker a duty to properly underwrite and insure the broker's clients

July 6, 2009 — A release executed in favour of one party may bar an action against all potential parties

July 2, 2009 — If there is a conflict of interest between an insurer and an insured, the insured may be entitled to counsel of his or her choice in defending an action commenced against him or her.

June 22, 2009 — Damages suffered by 20 different condo owners from a grow up may constitute separate occurences.

June 20, 2009 — Allegations of bad faith should be severed from an action seeking entitlement to insurance benefits.

June 18, 2009 — Waivers declining additional insurance coverage may be valid.

June 13, 2009 — A vague extension offer can extend an insurance contract without premiums.

June 11, 2009 — Damages caused by a leaky water main may not be covered by a Homeowner's policy.

June 2, 2009 — CGL policies may not provide coverage for allegations of poor workmanship.

May 28, 2009 — Canada Pension Plan Child benefits are deductible from benefits paid under a disability policy.

May 18, 2009 — Whether an insurance company has acted in good faith is a genuine issue for trial and not suitable for summary dismissal.

May 14, 2009 — A car dealership may have an obligation to ensure that a person who purchases a vehicle obtains insurance.

May 11, 2009 — Misrepresenting the indentity of the prinicipal operator of a vehicle can invalidate the insurace

May 2, 2009 — An insurer is responsible for paying for the defence of an insured claim, but may not have to pay costs associated with an uninsured portion of an insured claim.

April 25, 2009 — An insurer cannot bring a subrogated claim against an insured's family member.

April 21, 2009 — Duplicate proceedings will likely be joined as opposed to dismissed.

April 19, 2009 — An award of $45,000 for mental distress due to a refusal to pay benefits under a long term disability policy were deemed to be excessive and was reduced to $25,000.

April 15, 2009 — Allegations of bad faith will be dismissed on a summary basis if there is no factual basis to the allegations.

April 14, 2009 — A person in an insured car, stuck by an uninsured car, may not be entitled to "uninsured motor vehicle coverage".

April 3, 2009 — A coverage action can occur simultaneously in parrallel proceedings in different jurisdictions.

March 31, 2009 — An insured who sells her vehicle through an agent cannot claim for theft under her motor vehicle policy if she does not receive the proceeds of the sale.

March 25, 2009 — An insured who operates a vehicle contrary to her driver's licence requirements may still be entitled to coverage under her motor vehicle insurance policy.

March 22, 2009 — In Alberta the crown cannot recover health care costs incurred on behalf of city employees

March 18, 2009 — An excess insurer must contribute to the cost of defending an insured.

March 8, 2009 — In Ontario, the first insurer to receive an application for benefits must pay the benefits, even if no policy is in place, pending a coverage arbitration.

March 5, 2009 — Notice that a claim has been denied does not have to be accompanied by a layman's explanation of the legal ramifications of the denial

March 2, 2009 — Independent medical examinations and surveillance obtained in one action cannot be disclosed in a different action without a court order.

February 25, 2009 — An owner of a property could be liable for the negligence act of their property manager.

February 22, 2009 — An insured suffering from a mental disorder may be entitled to insurance coverage despite an intentional act exclusion.

February 20, 2009 — If a broker fails to obtain full coverage for all eventualities for an insured the broker could be liable for damages.

February 14, 2009 — Earnings can be deducted from an income replacement policy, even if the insured receives the income without doing any work.

February 11, 2009 — To be entitled to disability benefits an insured must be under the care of a phsyciain, even if there is no medical purpose for the treatment.

February 9, 2009 — A wife may not be entitled to benefits under her husband's life insurance policy if the husband's former wife is the named beneficiary.

February 5, 2009 — The common law does not necessarily preclude an independent claim for funds paid by the insurer, even when the insured has resolved his or her claim in an earlier lawsuit.

February 2, 2009 — In an insurance policy the obligation to defend an insured is broader than the obligation to indemnify.

January 30, 2009 — Only nominal future benefits may be deducted from a cost of care award in British Columbia in causing involving injuries suffered in car accidents.

January 28, 2009 — In an Ontario an arbitrator has the jurisdiction to decide whether an insurance policy was properly terminated.

January 23, 2009 — A criminal conviction is prima facie evidence of an intentional act which would exclude coverage under most insurance contracts.

January 22, 2009 — The limitation period for the primary insurer to commence an action against a secondary insurer commences on the date of the denial, not the date of the underlying loss.

January 22, 2009 — A claim for negligent treatment of injuries suffered in a motor vehicle accident may be statute barred in Saskatchewan.

January 18, 2009 — Failure to supervise a child while unloading a motor vehicle does not create a claim under the vehicle's insurance policy.

January 18, 2009 — The settlement exclusion clause in an all risk policy may be limited to settlement caused solely by natural causes.

January 16, 2009 — Health authorities do not owe an insured a duty to settle their subrogated interest in their insured's tort action.

January 15, 2009 — Top 10 Canadian Insurance Coverage Decisions from 2007

January 15, 2009 — The improper risk or design exclusion in an all risk policy will not exclude coverage to well designed, yet faulty, products.

January 14, 2009 — An injury indirectly caused by a pre-existing condition could exlude an insured from coverage under a policy of automobile insurance

January 11, 2009 — Each instance of identity theft constituted a seperate occurence under an insurance policy covering consumer deposits.

January 8, 2009 — An insurer may be responsible for costs when an unsuccesful legal defence is provided to an insured pursuant to an insurance policy.

January 6, 2009 — Interpretation of an insurance contract can require a trial if a factual matrix is necessary to determine the context pertaining to the clause in question.

January 2, 2009 — Under Ontario automobile insurance legislation an arbitraitor may determine limitation periods.

December 25, 2008 — A novice driver's third party liability insurance will be reduced to $200,000 if they drink and drive. An insurer will waive their right to breach their insured if they file a statement of defence

December 20, 2008 — An insurer may not be responsible for costs when an insured is unsuccessfully defended pursuant to an insurance policy

November 17, 2008 — Insurance companies and their lawyers tend to evaluate the value of claims better than plaintiffs' counsel.

November 15, 2008 — A plaintiff who suffers damage due to impecuniosity cannot recover the loss.

November 13, 2008 — Past settlements must be deducted from tort awards

November 10, 2008 — An insurer who intends to exclude coverage on the basis of arson must be able to prove arson with clear and cogent evidence.

November 5, 2008 — An insured has an ongoing obligation to advise his insurer of relevant information upon the renewal of the policy.

November 3, 2008 — The determination of whether an insured is a member of a household is heaveily influenced by financial dependency.

October 31, 2008 — An exclusion clause in an insurance policy is only valid if it is unambiguous.

October 31, 2008 — An exclusion in an insurance policy may not be valid if it is unclear.

October 28, 2008 — The Automobile Injury Compensation Commission may not be able to reconsider a decision to pay accident benefits.

October 27, 2008 — A disability insurer cannot set off damages with a right of subrogration. A reimbursement clause may be necessary.

October 25, 2008 — To obtain summary judgement one must show that there are no facts in dispute and the claim has no chance of success.

October 23, 2008 — An insured cannot sue for claims arising from a motor vehicle accident that have been arbitrated.

October 22, 2008 — Injuries incurred during a robbery involving a motor vehicle are covered by the motor vehicle policy.

October 20, 2008 — An insurer has a duty to defend both covered and uncovered claims made against an insured.

October 16, 2008 — Death resulting from huddling and piling must be defined in the policy in order to exclude coverage.

October 10, 2008 — If a landlord does not provide a tenant fire insurance he may be able to sue the tenant for damages caused by fire.

October 7, 2008 — An employer may not be a protected defendant under section 267.5 of Ontario's Insurance Act.

October 5, 2008 — A condominium director who has knowledge of an illegal suite may be sued if he does not disclose the illegality to the condominium corporation.

October 2, 2008 — Damages to an apartment caused by a tenant's animals may not be covered by the landlord's insurance.

September 30, 2008 — Product damages sustained at a location not named in an insurance policy may still be covered by the policy.

September 28, 2008 — A contractor who created a foundation with faulty concrete was covered by a CGL policy.

September 24, 2008 — Business interruption insurance may not cover interruptions arising from indirect damage to insured property.

September 20, 2008 — A person who maintains an aircraft in exchange for flying time is an insured person under the plane's insurance policy

September 15, 2008 — Insurance lawsuits increasing outside of the U.S.

September 10, 2008 — Injuries received in a snowmobile accident are not covered by a CGL

September 6, 2008 — Driver's injured outside of their own jurisdiction may find that their insurance is reduced to the minimum required in the jurisdiction where the accident occurs.

September 3, 2008 — An applicant must list all medical information requested by an insurer on an application form. If not, insurance may not be valid, even if complete medical records were provided to the insurer during the application.

August 30, 2008 — To be entitled to coverage under a CGL the triggering event must occur within the policy period

August 29, 2008 — An insurer may be liable to pay insurance proceeds for a tort even though a claim under the insurance policy is statute barred by a limitation period.

August 27, 2008 — Claims for pension fund refunds may not fall within the coverage provided by a CGL.

August 23, 2008 — Economic losses arising from an insured's defective or poor workmanship may not entitle the insured to coverage under a CGL.

August 7, 2008 — An insurer may not be able to stop paying benefits to an insured, if the receipt of past benefits precludes the insured's ability to obtain compensation

August 4, 2008 — A combination of impairments can result in a catastrophic impairment under Ontario's automobile insurance leglislation

August 2, 2008 — To preserve priority an insurer must act quickly, time extensions may not be granted

July 30, 2008 — Determination of entitlement to various insurance entitlements should not be tried separately.

July 28, 2008 — Damages resulting from a murder suicide that took place in the cab of a pick up truck were not covered by an automobile policy

July 24, 2008 — An arsonist who burns down his house may be entitled to the insurance proceeds if he is insane

July 24, 2008 — Damage to a car resulting from negligent repair may not be covered under an automobile policy

July 22, 2008 — A landlord may not be able to sue their tenant for a fire loss

July 21, 2008 — Subrogated automobile claims may be brought in Ontario for property damage.

July 20, 2008 — Significant changes to a cause of action may be barred by the Limitation Period.

July 18, 2008 — When a parent places insurance on a child's car, both the parent and child must be advised of any cancellation in the policy.

July 14, 2008 — Damage resulting from a loss of electrical power may be covered by a CGL

July 10, 2008 — Deduction of future benefits from a tort award requires evidence, assertions in argument are insufficient.

June 30, 2008 — A person who refuses to indemnify ICBC for debt can lose his driving licence

June 25, 2008 — The beneficiaries to a life insurance policy can be changed by email

June 15, 2008 — A mining company is entitled to defence costs arising from misrepresentations in a prospectus

June 5, 2008 — An infection contracted during unprotected sex is an unlooked for mishap

June 1, 2008 — Unlooked for mishaps are covered by a CGL policy

May 30, 2008 — An insurer may have to both defend and prosecute a claim against their insured

May 30, 2008 — A CGL policy may not have to defend a claim arising from a ladder falling off a truck

May 27, 2008 — A farmer worker injured by a fire started by a truck is entitled to automobile insurance benefits

May 25, 2008 — To continue to obtain disbility benefits after one year an insured must be totally disabled

May 20, 2008 — The named beneficiary in a life insurance policy is entitled to the proceeds

May 15, 2008 — Adjuster's may be cross examined on affidavits

May 10, 2008 — Business interruption insurance can insure against losses attributable to a reduction in supply of a product by a third party.

May 7, 2008 — A limitation period for insurance contracts can be extended by special circumstances

May 5, 2008 — Water damage may be covered by homeowners insurance if the damage was unexpected

April 30, 2008 — A person must be under the ongoing care of physician to claim disability benefits

April 25, 2008 — A faulty workmanship clause can exclude insurance coverage to contractors

April 25, 2008 — Income replacement benefits are only available to claimants directly involved in the accident

April 20, 2008 — Homeowner insurance may provide coverage to boats

April 12, 2008 — An insured must commence an action for breach of a disability insurance contract within one year of an unequivocal denial of benefits.

April 12, 2008 — A duty to defend arises from a reasonable probability of coverage. The duty to defend exists even if there is no possiblity that the defendant will be liable for damages.

April 8, 2008 — Subrogation rights can be contractually limited.

March 30, 2008 — An intentional act may not exclude insurance coverage if the damage caused by the act was unintentional.

March 25, 2008 — A duty to defend an insured is generally not broader than a duty to indemnify. An insured may choose their own counsel to defend a claim if there is a coverage dispute.

March 19, 2008 — A propane tank explosion in a parked car caused by cigarette smoking is covered by automobile insurance as the damage arose from the use or operation of an automobile.

March 17, 2008 — An insurer generally cannot rectify or change an insurance contract to the detriment of their insured.

March 9, 2008 — Coverage issues may not be resolvable without a full trial when there are facts in dispute.

March 5, 2008 — A jointly owned life insurance policy does not vest with the deceased's estate, but accrues to the owner of the policy.

March 2, 2008 — An insurance agent cannot rely upon information obtained from his previous employment to induce or solicit clients to switch to a new insurer.

February 29, 2008 — An insurance broker may be responsible for a customer's loss that is not adequately insured. However, the broker will not be liable if the mistake did not effect the amount of coverage purchased.

February 23, 2008 — A person applying for life insurance has an obligation to disclose symptoms associated with heart disease, but may not have to disclose symptoms that are not related to heart disease.

February 18, 2008 — The limitation period in a disability action commences on the date that benefits are terminated, not on the date that the insured is advised that benefits will be terminated.

February 17, 2008 — Expenses incurred through the medical services plan (MSP) or from a hospital are likely not recoverable in British Columbia

February 16, 2008 — If an insurer advises an insured that they will defend a claim, the insurer cannot later refuse to defend the claim.

February 14, 2008 — An insured does not have to disclose the value of unique items, such as wine collections, in order to be covered under standard insurance policies.

February 7, 2008 — A person killed during an assault percipated by a motor vehicle accident is entitled to benefits under his automobile policy.

February 1, 2008 — An insurer had to pay $500,000 in punitive damages for making unsupported allegations of arson against an insured homeowner

January 29, 2008 — A builder's risk policy provides coverage to an entire structure, even if the builder is only providing an extension to a large existing structure.

January 27, 2008 — Ontario automobile insurers have a right to ask a wide range of questions from an insured pursuant to their contract of insurance. These rights continue even when litigation has been commenced against them by their insured.

January 25, 2008 — In determining whether an insurer has an obligation to defend an insured the court may not look beyond the pleadings. A court should not look beyond the pleadings if the extrinsic evidence is contentious and may effect the underlying action.

January 20, 2008 — A go-kart is not an automobile. Car insurance does not provide coverage to an insured involved in a go-kart accident.

January 14, 2008 — CPP disability benefits, and CPP dependent child benefits may be deductible from benefits received under a disability insurance policy.

January 10, 2008 — An insurer may recover all funds paid to an insured through subrogation, even if the insured does not recover all of the funds paid to her from the tortfeasor in the underlying lawsuit.

January 8, 2008 — A duty to defend is a contractual right/obligation. An insured does not have a prima facie right to a defence under his or her insurance policy.

January 4, 2008 — A landlord may not be responsible for losses not covered by a tenant's insurance policy - if the lease requires the tenant to obtain insurance

January 1, 2008 — Allegations that a motor vehicle accident arose from the failure of a company to institute appropriate training and screening mechanisms for drivers, trigger a duty to defend under the company's CGL policy.

December 30, 2007 — A stationary vehicle struck and damages by a momving vehicle is covered under it's collision insurance not it's comprehensive insurance.

December 28, 2007 — An insured must disclose potential claims when applying for insurance

December 11, 2007 — A CGL policy may provide coverage to products provided by sub-contractors if the product is incorporated into the building

December 7, 2007 — Production of statements obtained by an adjuster can waive privilege over the solictior's file

December 3, 2007 — A lawyer representing an insurer and an insured, may join the law firm that is prosecuting the action against his clients, even while the lawsuit is ongoing.

December 2, 2007 — UMP coverage available to satisfy judgement under a claim commenced pursuant to the Family Compensation Act is limited to the deceased's policy limit.

November 26, 2007 — An insured can choose which tortfeasor to claim from to maximize her entitlement to insurance benefits.

November 22, 2007 — Use of a car to transport oneself to a location does not create insurance coverage under an automobile policy for actions perpetrated at the location by the people transported by the vehicle.

November 21, 2007 — A person who transports himself to a location is not entitled to coverage under his automobile policy for actions taken after he has left his vehicle.

November 20, 2007 — An automobile insurer cannot bring a subrogated claim for property damage in Ontario.

November 12, 2007 — An imperfect understanding betwen a broker and her client may result in the broker being responsible for gaps in insurance coverage.

November 8, 2007 — An organization may have to provide insurance coverage to it's members, even if the members have not paid their dues and are not in good standing.

November 6, 2007 — A passenger in an uninsured vehicle may be entitled to obtain uninsured motorist coverage from the other [insured] vehicle involved in the accident.

November 1, 2007 — Claims for breach of contract are not generally covered under a CGL policy

October 29, 2007 — A plaintiff may, or may not, have to disclose settlement agreements made with other parties.

October 26, 2007 — A public insurer may not be able to subrogate, from an out of province tort feasor, future benefits owed to an insured.

October 23, 2007 — Income replacement benefits must be deducted from the total quantum of damages.

October 17, 2007 — An insured's claim for insurance benefits was denied when it was determined that at least part of the statement that he gave to his insurer was false.

October 14, 2007 — A homeowner was not entitled to insurance coverage when her estranged spouse intentionally burned her house down.

October 10, 2007 — A homeowner who leaves his sprinker system on while he is on vacation is not entitled to claim for damages caused by the water to his house under his insurance policy.

October 5, 2007 — Alberta residents are entitled to the maximum no fault benefits available in Saskatchewan

October 1, 2007 — Rectification of insurance policies will rarely be granted

September 30, 2007 — The one year limitation period contained in the Fire Insurance Act is of no effect.

September 29, 2007 — An insured may rely on advice from a broker, even if he should have known that the advice was inaccurate.

September 26, 2007 — An insured who applies for insurance benefits 10 years after the limitation period is not entitled to relief from forfeiture

September 21, 2007 — The triggering event for a wrongful dismissal claim is not necessarily the dismissal of the employee.

September 17, 2007 — An insured may not elect to proceed with a trial by jury when relief from forfeiture is sought.

September 15, 2007 — A property owner is not entitled to insurance coverage under it's maintenance companies insurance policy for liabilities associated with negligence arising from the Occupier's Liability Act.

September 11, 2007 — An insured who incites an assault is not entitled to coverage under a homeowner's policy, even if the allegations are framed in negligence.

September 7, 2007 — An insured that became paralyzed as a result of an infection contracted during unprotected sex was entitled to accidental disease benefits under his life insurance policy.

August 23, 2007 — An insurer cannot subrogate against an insured, even if the insured is responsible for the loss.

August 21, 2007 — Additional insurance purchased in Canada may not provide coverage to insureds injured abroad

August 16, 2007 — A car dealer's insurer may not be responsible for damages suffered to cars while being test driven

August 14, 2007 — The Supreme Court of Canada decision of Family Insurance Corp. v. Lombard Canada did not eliminate the distinction between primary insurance policies and excess insurance policies.

August 9, 2007 — A claim for damages for mental distress on behalf of officers of a corporation was plead in an action for benefits pursuant to a policy of business interruption insurance

July 20, 2007 — The right to claim proceeds under a fire insurance policy passes to the heir that has a direct interest in the insured property.

July 18, 2007 — An insurer does not have to advise an insured about a limitation period despite the fact that the insurer intends to rely on the limitation. Funds paid to an insured in error may not be recoverable from a bankrupt insured.

July 15, 2007 — Parents who negligently supervise a child that injures someone with a motor vehicle may not be entitled to benefits under their home owner's insurance policy.

July 2, 2007 — An owner of strata property could be found to be responsible for property damage under a strata policy despite the fact that the owner did not cause the damage.

July 1, 2007 — In Ontario if an accident is caused by an illegally parked vehicle, the owner of the vehicle could be found liable pursuant to Rule 17(2) of the Fault Determination Rules.

June 29, 2007 — An insurer could be entitled to freeze legitimate settlement funds if the insured was engaged in fraudulent activity against the insurer in an unrelated claim.

June 29, 2007 — Insurance policies, and insurance limits, must be disclosed in the discovery process in British Columbia.

June 28, 2007 — An insured that failed to remove sandblasting residue from a rented property was not entitled to coverage under his CGL policy.

June 21, 2007 — If an insurance company does not have a valid reason for terminating an insurance contract, the contract may still be in force even if the insured has been advised of the termination.

June 19, 2007 — An insured who attempted to kill himself by blowing up his house was excluded coverage for property damage under his homeowner's insurance

June 14, 2007 — People injured in motor vehicle accidents may not be able to postpone the limitation period for bringing a personal injury claim

June 4, 2007 — "Leaky condo" defects are not property damage and do not create an entitlement to coverage for a general contractor

May 24, 2007 — An insurer may bring a subrogated claim for insurance proceeds paid to compensate damage to a camper trailer if the trailer is not insured under a motor vehicle policy.

May 21, 2007 — Failure to disclose generalised symptoms will not void a critical illness insurance policy

May 14, 2007 — An occupant of a motor vehicle is not entitled to insurance coverage if the vehicle is operated without the owner's consent

May 13, 2007 — Theft of cargo from a truck may not be covered under an automobile policy or under a CGL policy

May 7, 2007 — An insurer only has to pay part of the costs associated with defending a claim that falls within partial coverage

May 5, 2007 — Farming equipment damaged in a hurricane was not covered by by a general insurance policy when the insured opted out of wind damage coverage.

April 27, 2007 — Foreseeable equipment failure is not covered under an all-risk insurance policy

April 27, 2007 — Owners and developers are entitled to insurance coverage under a wrap up policy

April 21, 2007 — The jurisdiction where a contract is executed is the forum that should be used to resolve coverage issues

April 19, 2007 — Alcoholics must disclose their condition when applying for insurance

April 15, 2007 — An obligation to defend is not triggered by an insured providing notice of an expected claim

April 9, 2007 — People injured in automobile accidents in British Columbia may be entitled to British Columbia's statutory benefits regardless of the conditions contained in their insurance policy.

April 6, 2007 — The intentional or criminal act exclusion clause in a homeowners insurance contract excludes coverage to an act or omission that causes harm that is criminal in nature. Intent is not necessary.

April 1, 2007 — An election to proceed with a civil action can void entitlement to workers compensation benefits

April 1, 2007 — An injured party can obtain funds directly from the negligent party's insurer pursuant to section 132 if the Insurance Act, even if the insured has been denied insurance coverage

March 9, 2007 — Causation in medical malpractice cases

February 10, 2007 — Insurance benefits are deducted from damages awarded to people injured in automobile accidents in British Columbia

February 2, 2007 — In a property insurance contract to breach an insured for failing to install an alarm, the exclusion must be in the wording of the policy provided to the insured.

February 1, 2007 — A motor vehicle damage claim arising out of a vehicle used for a suicide is not recoverable under the deceased's policy of insurance

January 31, 2007 — The Motor Vehicle Accident Claims Fund in Ontario is characterized as an insurer for purposes of resolving entitlement to first party accident benefits

January 31, 2007 — If a significant nexus exists between an insurer and an insured, the insurer is required to pay the insured accident benefits and then determine the issue of entitlement

January 25, 2007 — A basement floor damaged by an upheaval of the foundation was not covered under the insured's property insurance

January 19, 2007 — An insurance broker is liable to an insured for failing to disclose a 'hole' in the insured's insurance coverage

January 19, 2007 — ICBC was not in breach of it's duty to their insured for failing to provide independent counsel and failing to provide their insured to a defence on a third party claim in an action involving damages that could exceed their insurance limits

January 5, 2007 — Failure to disclose information material to a contract of insurance voids an insurance contract. In such a situation the insurer does not have a duty to defend.

December 29, 2006 — A rehabilitation clinic is not entitled to bring an action against an insurer for payment of treatment to an insured until the insured's action against his insurer is resolved

December 28, 2006 — First party benefits received by a plaintiff under his own automobile insurance policy are deductible from a tort award arsising from the accident that he was injured in.

December 21, 2006 — Failure by an insured to disclose that she underwent chest x-rays for an enlarged heart resulted in a denial of life insurance benefits

December 21, 2006 — A claim for benefits under a contract of insurance is not a tort claim, and the law governing the jurisdiction where the loss occurred may not necessarily modify the contract of insurance.

December 20, 2006 — An insured was entitled to business interruption coverage and expenses under it's business interruption insurance when it's supplies were disrupted by an explosion at their suppliers plant.

December 18, 2006 — Injuries arising from nervous shock are recoverable under the Uninsured Motorist Claims Fund

December 14, 2006 — In order to obtain coverage from an uninsured motorist insurer, the owner of the vehicle must rebut the presumption that their vehicle was operated with their consent

December 11, 2006 — Compensation for mental distress awarded as damages for breach of a disability insurance contract

December 8, 2006 — A CGL Policy does not extend coverage to customer's equipment brought onto an insured farm

December 8, 2006 — Realtors are not insured for damages caused to customer's homes

December 7, 2006 — A condominum corporation is entitled to subrogate against their general contractor, even though the general contractor is a unit holder in the corporation.

November 30, 2006 — A Landlord's insurer is not entitled to bring a subrogated claim against a tenant whose rent financed the insurance

November 30, 2006 — Disability benefits are deductible from a damage award arising from a motor vehicle accident

November 29, 2006 — An insured is not entitled to independent counsel when there is no reason to conclude that an Insurer would admit damages in excess of the policy limits

November 27, 2006 — Bolen v. ICBC [2006] B.C.J. No. 3045, British Columbia Supreme Court

November 22, 2006 — Cumis General Insurance Co. v. 1319273 Ontario Ltd. [2006] O..J. No. 4668, Ontario Superior Court

November 10, 2006 — Oxford Mutual Insurance Co. v. Co-operators General Insurance Co. [2006] O.J. No. 4518, Ontario Court of Appeal

November 7, 2006 — Lockhard v. Quiroz [2006] O.J. No. 4613, Ontario Court of Appeal

November 2, 2006 — Cervo v. State Farm Mutual Automobile Insurance Co. [2006] O.J. No. 4378, Ontario Court of Appeal

October 31, 2006 — Dodge v. Canada [2006] B.C.J. No. 2844, British Columbia Supreme Court

October 27, 2006 — Sylvester Estate v. Sylvester [2006] M.J. No. 375, Manitoba Court of Queen's Bench

October 26, 2006 — Re: Aviva Canada Inc.

October 26, 2006 — McIlvenna v. ICBC [2006] B.C.J. No. 2793, British Columbia Supreme Court

October 25, 2006 — Portage La Prairie Mutual Insurance Co. v. Commission du District d'amenagement du Madawaska [2006] N.B.J. 454, New Burnswick Court of Queen's Bench

October 12, 2006 — Lombard General Insurance Co. of Canada v. Crosbie Industrial Services ltd. [2006] N.J. No. 276, Newfoundland Court of Appeal

October 6, 2006 — Dibattista v. Wawanesa Mutual Insurance Co. [2006] O.J. No. 3960, Ontario Court of Appeal

October 6, 2006 — B.C. Master Blasters Inc. v. Aviva Insurance Co. of Canada [2006] B.C.J. No. 2620, British Columbia Supreme Court

September 25, 2006 — RBC Travel Insurance Co. v. Aviva Canada Ltd. [2006] O.J. No. 3773, Ontario Court of Appeal

September 13, 2006 — Hanis v. University of Western Ontario, [2006] O.J. No. 2696, Ontario Superior Court of Justice

September 6, 2006 — Liberty Mutual Insurance Co. v. Fernandes [2006] O. J. No. 3514, Ontario Court of Appeal

September 6, 2006 — Gostick v. Squance [2006] O.J. No. 2586, Ontario Superior Court of Justice

August 31, 2006 — McArdle v. Bugler [2006] O.J. No. 3508, Ontario Superior Court of Justice

August 26, 2006 — ICBC v. Pfelger [2006] B.C.J. No. 2027, British Columbia Supreme Court

August 22, 2006 — McKenzie v. Dominion of Canada General Insurance Co. [2006] O.J. No. 3475, Ontario Superior Court of Justice

August 14, 2006 — Desjardins v. Luck, [2006] O.J. No. 3838, Ontarion Superior Court of Justice

August 11, 2006 — Henwood v. Coburn [2006] O.J. No. 3275, Ontario Superior Court of Justice

August 4, 2006 — Winch v. Kedgh [2006] O.J. No. 3182, Ontario Court of Appeal

July 26, 2006 — Garnier v. Kilkenny [2006] B.C.J. No. 1787, British Columbia Provincial Court

July 15, 2006 — Mattock v. Saskatchewan Mutual Insurance Co. [2006] S.J. No. 423

July 14, 2006 — Commercial Union Assurance Co. of Canada v. National Union Fire Insurance Co. of Pittsburgh [2006] M.J. No. 258, Manitoba Court of the Queen's Bench

July 13, 2006 — Arnold v. Wawanesa Mutual Insurance Co. [2006] N.J. No. 211, Newfoundland Supreme Court

July 11, 2006 — Gogna v. State Farm Mutual Automobile Insurance Co. [2006] O.F.S.C.D. No. 115, Ontario Financial Services Commission

July 10, 2006 — Trainor v. Barker [2006] O.J. No. 3858, Ontario Superior Court of Justice

June 30, 2006 — Secunda Marine Services Ltd. v. Liberty Mutual Insurance Co. [2006] N.S.J. No. 266, Nova Scotia Court of Appeal

June 30, 2006 — Sutherland v. Pilot Insurance Co. [2006] O.J. No. 2663, Ontario Superior Court of Justice

June 29, 2006 — Fidler v. Sun Life Assurance Co. of Canada [2006] S.C.J. No. 30

June 29, 2006 — Gray v. Pilot Insurance Co.[2006] O.J. No. 2638, Ontario Superior Court of Justice

June 28, 2006 — Nelson Marketing International Inc. v. Royal & Sun Alliance Insurance Co. of Canada [2006] B.C.J. No. 1454, British Columbia Court of Appeal

June 27, 2006 — ING Insurance Co. of Canada v. A.M.L. Painting Ltd. [2006] N.S.J. No. 268, Nova Scotia Supreme Court

June 23, 2006 — Scottish & York Insurance Co. v. Metrix Professional Insurance Brokers Inc. [2006] B.C.J. No. 1431, British Columbia Supreme Court

June 22, 2006 — Lumbermen's Underwriting Alliance v. AXA Pacific Insruance Co. [2006] B.C.J. No. 1439, British Columbia Supreme Court

June 13, 2006 — Nadvornianski v. Stewart Title Guaranty Co. [2006] O. J. No. 2611, Ontario Superior Court of Justice

June 1, 2006 — Jesuit Fathers of Upper Canada v. Guardian Insurance Co. of Canada [2006] S.C.J. No. 21, Supreme Court of Canada

June 1, 2006 — Lanark Mutual Insurance Co. v. Economical Mutual Insurance Co. [2006] O.J. No. 2173, Ontario Superior Court of Justice

June 1, 2006 — Lanark Mutual Insurance Co. v. Economical Mutual Insurance Co. [2006] O.J. No. 2173, Ontario Superior Court of Justice

May 31, 2006 — Plester v. Wawanesa Mutual Inaurance Co. [2006] O.J. No. 2139, Ontario Court of Appeal

May 26, 2006 — Esau v. Co-operators Life Insurance Co. [2006] B.C. J. No. 1156, British Columbia Court of Appeal

May 24, 2006 — Solway v. Lloyd's Underwriters [2006] O.J. No. 2059, Ontarion Court of Appeal

May 24, 2006 — Pekarek v. Manufacturers Life Insurance Co. [2006] B.C.J. No. 1142, British Columbia Court of Appeal

May 23, 2006 — Perreault v. Manufactuers Life Insurance Co. [2006] O.J. NO. 2623, Ontario Superior Court of Justice

May 16, 2006 — Assiniboine Credit Union Ltd. v. Aviva Insurance Co. of Canada [2006] M. J. No. 176, Manitoba Court of Appeal

May 9, 2006 — Oimet Estate v. Co-operators Life Insurance Co. [2006] B.C.J. No. 1221, British Columbia Supreme Court

May 8, 2006 — Dawson Truck Repairs Ltd. v. ICBC [2006] B.C.J. No. 1030, British Columbia Supreme Court

May 4, 2006 — Conservation Council of New Brunswick Inc. v. Encon Group Inc. [2006] N.B.J. No. 190, New Brunswick Court of Appeal

May 4, 2006 — Chandra v. Canadian Northern Shield Insurance Co. [2006] B.C.J. No. 1017, British Columbia Supreme Court

April 28, 2006 — Hollinger International Inc. v. American Home Assurance Co. [2006] O.J. No. 1791, Ontario Superior Court of Justice

April 27, 2006 — Weeks v. Aviva Canada Inc. [2006] N.S.J. No. 173, Nova Scotia Supreme Court

April 26, 2006 — Jones v. LeBlanc [2006] N.S.J. No. 175, Nova Scotia Supreme Court

April 19, 2006 — Pereira v. Hamilton Township Farmers' mutual Fire Insurance Co. [2006] O.J. No. 1508, Ontario Court of Appeal

April 12, 2006 — Tench v.Erskine [2006] N.S.J. No. 143, Nova Scotia Supreme Court

April 7, 2006 — Brelih v. St. Paul Companies Inc. [2006] O.J. No. 1369, Ontario Superior Court of Justice

April 7, 2006 — Williams v. Di-Carlo [2006] O.J. No. 1415, Ontario Superior Court of Justice,

April 5, 2006 — Bridgewood Building Corp. v. Lombard General Insurance Co. of Canada [2006] O.J. No. 1288 Ontario Court of Appeal

March 23, 2006 — Merchandise Building Inc. v. Aviva Insurance Co. of Canada [2006] O.J. No. 1119, Ontario Superior Court of Justice

March 22, 2006 — Foff v. TransAmerica Life Canada [2006] A.J. No. 330 Alberta Court of Queen's Bench

March 22, 2006 — Foff v. TransAmerica Life Canada [2006] A.J. No. 330 Alberta Court of Queen's Bench

March 7, 2006 — Hazan v. ING Insurance Co. of Canada [2006] O.J. No. 853 Ontario Superior Court of Justice

March 7, 2006 — R.E. v. Wawanesa Mutual Insurance Co. [2006] O.J. No. 904 Ontario Superior Court of Justice

February 27, 2006 — Haekel v. Allstate Insurance Co. [2006] A.J. No. 252 Alberta Court of Queen's Bench

February 27, 2006 — Strata Plan NW2580 v. Canadian Northern Shield Insurance Co. [2006] B.C.J. No. 429 British Columbia Supreme Court

February 20, 2006 — Niagara Gorge Jet Boating Ltd. (c.o.b. Whirlpool Jet) v. AXA Canada Inc. [2006] O.J. No. 640 Ontario Superior Court of Justice

February 9, 2006 — MWH International, Inc. v. Lumbermens Mutual Casualty Co. [2006] B.C.J. No. 319 British Columbia Supreme Court

February 8, 2006 — Young v. Insurance Corp. of British Columbia [2006] B.C.J. No. 274 British Columbia Supreme Court

February 8, 2006 — Young v. Insurance Corp. of British Columbia [2006] B.C.J. No. 274 British Columbia Supreme Court

February 7, 2006 — Manitoba Public Insurance Corp. v. University of Waterloo [2006] M.J. No. 54 Manitoba Court of Queen's Bench

February 3, 2006 — Insurance Corp. of British Columbia v. Pohl's Bakery & Pastry [2006] B.C.J. No. 205 British Columbia Court of Appeal

January 27, 2006 — Rio Algom v. Liberty Mutual Insurance Co. (c.o.b. Liberty International Canada) [2006] O.J. No. 329 Ontario Superior Court of Justice

January 27, 2006 — Rio Algom v. Liberty Mutual Insurance Co. (c.o.b. Liberty International Canada) [2006] O.J. No. 329 Ontario Superior Court of Justice

January 26, 2006 — McConnell v. Aviva Insurance Co. of Canada Ltd. [2006] A.J. No. 81 Alberta Court of Queen's Bench

January 25, 2006 — Thibodeau (guardian ad litem of) v. Stanevicius [2006] B.C.J. No. 131 British Columbia Supreme Court

January 23, 2006 — Sooter Studios Ltd. v. 74963 Manitoba Ltd. (c.o.b. Sooter Bridal Salon) [2006] M.J. No. 11 Manitoba Court of Appeal

January 19, 2006 — Kohanski v. St. Paul Guarantee Insurance Co. [2006] O.J. No. 157 Ontario Court of Appeal

January 13, 2006 — Djepic v. Kuburovic [2006] O.J. No. 97 Ontario Court of Appeal

January 13, 2006 — Hollinger International Inc. v. American Home Assurance Co. [2006] O.J. No. 140 Ontario Superior Court of Justice

January 12, 2006 — C.B. v. Standard Life Assurance Co. [2006] B.C.J. No. 94 British Columbia Provincial Court

January 12, 2006 — St. Germain v. Pacific Cutting & Coring Ltd. [2006] B.C.J. No. 50 British Columbia Supreme Court

January 10, 2006 — Using a boat for commercial purposes when it is insured for private use will void the contract.

January 10, 2006 — James v. Lawyers' Professional Indemnity Co. [2006] O.J. No. 46 Ontario Superior Court of Justice

January 9, 2006 — Kolbuc v. Ace Ina Insurance [2006] O.J. No. 47 Ontario Superior Court of Justice

January 5, 2006 — Insurance Corp. of British Columbia v. Hosseini [2006] B.C.J. No. 6 British Columbia Court of Appeal

December 29, 2005 — Aviva Canada Inc. V. Yaehne [2005] S.J. No. 822 Saskatchewan Court of Queen's Bench

December 22, 2005 — Miller v. Grain Insurance and Guarantee Co. [2005] S.J. No. 767 Saskatchewan Court of Queen's Bench

December 15, 2005 — Hart (Guardian ad litem of) v. Combined Insurance Co. of America [2005] N.S.J. No. 508 Nova Scotia Supreme Court

December 15, 2005 — Hart (Guardian ad litem of) v. Combined Insurance Co. of America [2005] N.S.J. No. 508 Nova Scotia Supreme Court

December 15, 2005 — Strata Plan VR414 v. Colyvan Pacific Real Estate Management Services Ltd. [2005] B.C.J. No. 2818 British Columbia Provincial Court

December 7, 2005 — Reilly v. Insurance Corp. of British Columbia [2005] B.C.J. No. 2660 British Columbia Supreme Court

December 7, 2005 — Hanis v. University of Western Ontario [2005] O.J. No. 5289 Ontario Superior Court of Justice

December 6, 2005 — Wright v. Canadian Northern Shield Insurance Co. [2005] B.C.J. No. 2630 British Columbia Court of Appeal

December 6, 2005 — National Car Rental v. Thibodeau [2005] N.B.J. No. 530 New Brunswick Small Claims Court

December 6, 2005 — McLean (Litigation Guardian of) v. Jorgenson [2005] O.J. No. 5207 Ontario Court of Appeal

December 5, 2005 — Abell v. Underwriters, Lloyd's, London [2005] B.C.J. No. 2679 British Columbia Supreme Court

December 5, 2005 — Radvar v. Canada (Attorney General) [2005] O.J. No. 5239 Ontario Superior Court of Justice

November 28, 2005 — Transportaction Lease Systems Inc. v. Guarantee Co. of North America [2005] O.J. No. 5036 Ontario Court of Appeal

November 18, 2005 — I.C.U. Investigation Inc. v. Royal & SunAlliance Insurance Co. of Canada [2005] N.B.J. No. 490 New Brunswick Court of Queen's Bench

November 17, 2005 — Falasca (Litigation Guardian of) v. Saskatchewan Government Insurance [2005] S.J. No. 802 Saskatchewan Court of Queen's Bench

November 17, 2005 — Anderson v. Sun Life Assurance Co. of Canada [2005] S.J. No. 708 Saskatchewan Court of Appeal

November 14, 2005 — Pfleger v. Insurance Corp. of British Columbia [2005] B.C.J. No. 2482 British Columbia Provincial Court

November 7, 2005 — Insurance Corp. of British Columbia v. Chaytor [2005] B.C.J. No. 2417 British Columbia Supreme Court

November 4, 2005 — Suchan v. Casella [2005] O.J. No. 4740 Ontario Superior Court of Justice

November 1, 2005 — Mayson v. Chubb Insurance Company of Canada [2005] B.C.J. No. 2364 British Columbia Supreme Court

November 1, 2005 — DiBattista v. Wawanesa Mutual Insurance Co. [2005] O.J. No. 4865 Ontario Superior Court of Justice

October 31, 2005 — Plouffe v. Mutual Life Assurance Co. of Canada [2005] B.C.J. No. 2382 British Columbia Supreme Court

October 28, 2005 — Wi-Lan Inc. v. St. Paul Guarantee Insurance Co. [2005] A.J. No. 1416 Alberta Court of Appeal

October 24, 2005 — Skuratow v. Commonwealth Insurance Co. [2005] B.C.J. No. 2257 British Columbia Court of Appeal

October 21, 2005 — Beauchamp v. Insurance Corporation of British Columbia [2005] B.C.J. No. 2218 British Columbia Court of Appeal

October 12, 2005 — Alofs v. Temple Insurance Co. [2005] O.J. No. 4372 Ontario Superior Court of Justice

October 7, 2005 — 566935 BC Ltd. (c.o.b. West Coast Resorts) v. Allianz Insurance Co. of Canada [2005] B.C.J. No. 2145 British Columbia Supreme Court

September 30, 2005 — Mazur v. Citadel General Assurance Co. [2005] B.C.J. No. 2061 British Columbia Supreme Court

September 27, 2005 — Audio Works Production Services Ltd. v. Canadian Northern Shield Insurance Co. [2005] M.J. No. 348 Manitoba Court of Queen's Bench

September 20, 2005 — Whirlpool Canada Co. v. National Union Fire Insurance Co. of Pittsburgh, PA [2005] M.J. No. 332 Manitoba Court of Queen's Bench

September 16, 2005 — Lacombe v. Don Don Phillips Heating Ltd. [2005] O.J. No. 3936 Ontario Superior Court of Justice

September 16, 2005 — Certas Direct Insurance v. Strifler [2005] O.J. No. 4293 Ontario Superior Court of Justice

September 12, 2005 — Sovani v. Jin [2005] B.C.J. No. 1979 British Columbia Supreme Court

September 9, 2005 — Swagger Construction Ltd. v. ING Insurance Co. of Canada [2005] B.C.J. No. 1964 British Columbia Supreme Court

September 8, 2005 — Quinn v. Canada Life Assurance Co. [2005] B.C.J. No. 1947 British Columbia Supreme Court

September 6, 2005 — Kemp v. Insurance Corp. of British Columbia [2005] B.C.J. No. 2126 British Columbia Provincial Court

August 31, 2005 — Ollerhead v. Ecclesiastical Insurance Office PLC [2005] N.J. No. 272 Newfoundland and Labrador Supreme Court - Trial Division

August 28, 2005 — Lee v. Canadian Northern Shield Insurance Co. [2005] B.C.J. No. 1715 British Columbia Supreme Court

August 22, 2005 — Langdon v. Hudson Bay Transport Co. [2005] S.J. No. 599 Saskatchewan Court of Queen's Bench

August 17, 2005 — Re: Dahl [2005] B.C.J. No. 3043, British Columbia Supreme Court

August 10, 2005 — Stukic (Litigation guardian of) v. Personal Insurance Co. of Canada [2005] O.J. No. 3325 Ontario Superior Court of Justice

August 8, 2005 — Brown v. Mutual Life Assurance Co. of Canada [2005] A.J. No. 1003 Alberta Court of Queen's Bench

August 5, 2005 — Neumeyer v. Wawanesa Mutual Insurance Co. [2005] O.J. No. 3314 Ontario Superior Court of Justice

August 5, 2005 — McGill v. Worthing [2005] B.C.J. No. 1759 British Columbia Supreme Court

August 5, 2005 — Canadian Universities Reciprocal Insurance Exchange v. CGU Insurance Co. of Canada [2005] O.J. No. 3375 Ontario Superior Court of Justice

August 4, 2005 — Fischer v. Clarica Life Insurance Co. [2005] B.C.J. No. 1763 British Columbia Supreme Court

July 28, 2005 — Thompson v. ING Halifax [2005] O.J. No. 3250 Ontario Superior Court of Justice

July 27, 2005 — Co-operators General Insurance Co. v. Mayer [2005] A.J. No. 1061 Alberta Provincial Court

July 22, 2005 — Chamberlin v. Insurance Corp. of British Columbia [2005] B.C.J. No. 1666 British Columbia Supreme Court

July 12, 2005 — Weppler v. Messner [2005] A.J. No. 877 Alberta Court of Queen's Bench

July 8, 2005 — Harnett v. Aney Insurance Brokers Ltd. [2005] A.J. No. 845 Alberta Court of Queen's Bench

July 5, 2005 — Fenrich v. Wawanesa Mutual Insurance Co. [2005] A.J. No. 788 Alberta Court of Appeal

July 4, 2005 — Diamond Auto Collision Inc. v. Economical Insurance Group [2005] O.J. No. 2858 Ontario Superior Court of Justice

July 4, 2005 — Commerce & Industry Insurance Co. Canada, Inc. v. Singleton Associated Engineering Ltd. [2005] A.J. No. 886 Alberta Court of Queen's Bench

June 24, 2005 — Burke v. All-Risks Insurance Brokers Ltd. [2005] O.J. No. 2644 Ontario Superior Court of Justice

June 17, 2005 — Westridge Construction Ltd. v. Zurich Insurance Co. [2005] S.J. No. 396 Saskatchewan Court of Appeal

June 15, 2005 — Segnitz v. Royal & SunAlliance Insurance Co. of Canada (Appeal by Dominion of Canada General Insurance Co. and Economical Insurance Group) [2005] O.J. No. 2436 Ontario Court of Appeal

June 15, 2005 — Pekarek v. Manufacturers Life Insurance Co. [2005] B.C.J. No. 1344 British Columbia Supreme Court

June 9, 2005 — Royal Bank of Canada v. State Farm Fire and Casualty Co. [2005] S.C.J. No. 34 Supreme Court of Canada

June 7, 2005 — Herbison v. Lumbermens Mutual Casualty Co. [2005] O.J. No. 2262 Ontario Court of Appeal

June 6, 2005 — North Newton Warehouses Ltd. v. Alliance Woodcraft Manufacturing Inc. [2005] B.C.J. No. 1243 British Columbia Court of Appeal

June 3, 2005 — Soriano (Litigation Guardian of) v. Palacios [2005] O.J. No. 2217 Ontario Court of Appeal

May 26, 2005 — 942325 Ontario Inc. v. Commonwealth Insurance Co. [2005] O.J. No. 2607 Ontario Superior Court of Justice

May 25, 2005 — Nelson Marketing International Inc. v. Royal & Sun Alliance Insurance Co. of Canada [2005] B.C.J. No. 1235 British Columbia Supreme Court

May 13, 2005 — Sooter Studios Ltd. v. 74963 Manitoba Ltd. (c.o.b. as Sooter Bridal Salon) [2005] M.J. No. 194 Manitoba Court of Queen's Bench

May 11, 2005 — Hauck v. Dominion of Canada General Insurance Co. [2005] A.J. No. 513 Alberta Court of Appeal

May 7, 2005 — Vytlingam (Litigation guardian) v. Farmer [2005] O.J. No. 2266 Ontario Court of Appeal

May 3, 2005 — ING Insurance Co. of Canada v. Federated Insurance Co. of Canada [2005] O.J. No. 1718 Ontario Court of Appeal

April 28, 2005 — Parlee v. Pembridge Insurance Co. [2005] N.B.J. No. 174 New Brunswick Court of Appeal

April 28, 2005 — Vollick v. Sheard [2005] O.J. No. 1601 Ontario Court of Appeal

April 22, 2005 — Wong v. Luong [2005] B.C.J. No. 919 British Columbia Supreme Court

April 20, 2005 — Hamel Construction Inc. v. Lombard Canada Ltd. [2005] N.S.J. No. 151 Nova Scotia Court of Appeal

April 8, 2005 — Solway v. Lloyd's Underwriters [2005] O.J. No. 1331 Ontario Superior Court of Justice

April 5, 2005 — Insurance Corp. of British Columbia v. Schmidt [2004] B.C.J. No. 2892 British Columbia Supreme Court

March 31, 2005 — Ken Murphy Enterprises Ltd. v. Commercial Union Assurance Co. of Canada [2005] N.S.J. No. 114 Nova Scotia Court of Appeal

March 30, 2005 — Sommerfield v. Lombard Insurance Group [2005] O.J. No. 1131 Ontario Superior Court of Justice

March 28, 2005 — Ultramar Ltd. v. Rancur Petroleum Services Ltd. [2005] N.J. No. 98 Newfoundland and Labrador Supreme Court - Trial Division

March 21, 2005 — Gagnon v. Black [2005] N.B.J. No. 124 New Brunswick Court of Queen's Bench Trial Division

March 21, 2005 — Kerkowich v. Wawanesa Mutual Insurance Co. [2005] M.J. No. 67 Manitoba Court of Appeal

March 14, 2005 — Anderson v. Sun Life Assurance Co. of Canada [2005] S.J. No. 230 Saskatchewan Court of Queen's Bench

March 4, 2005 — Kohanski v. St. Paul Guarantee Insurance Co. [2005] O.J. No. 5882 Ontario Superior Court of Justice

March 4, 2005 — Hua v. Optimum West Insurance Co. [2005] B.C.J. No. 412 British Columbia Court of Appeal

March 4, 2005 — Conservation Council of New Brunswick Inc. v. Encon Group Inc. [2005] N.B.J. No. 109 New Brunswick Court of Queen's Bench Trial Division

March 4, 2005 — 4081471 Canada Inc. v. Dadswell Forster Insurance Services Ltd. [2005] A.J. No. 298 Alberta Provincial Court

March 2, 2005 — Assiniboine Credit Union Ltd. v. Aviva Insurance Co. of Canada [2005] M.J. No. 61 Manitoba Court of Queen's Bench

March 1, 2005 — British Columbia v. Surrey School District No. 36 [2005] B.C.J. No. 364 British Columbia Court of Appeal

March 1, 2005 — McVea (Guardian ad litem of) v. TB [2005] B.C.J. No. 363 British Columbia Court of Appeal

February 25, 2005 — Tsiaprailis v. Canada [2005] S.C.J. No. 9 Supreme Court of Canada

February 24, 2005 — Marche v. Halifax Insurance Co. [2005] S.C.J. No. 7 Supreme Court of Canada

February 24, 2005 — Morris v. Manufacturers Life Assurance Co. [2005] O.J. No. 712 Ontario Superior Court of Justice

February 20, 2005 — Stuart v. The Manufacturers Life Insurance Company et al [2004] B.C.J. No. 729 Supreme Court of British Columbia

January 27, 2005 — Cowles v. Balac [2005] O.J. No. 229 Ontario Superior Court of Justice

January 27, 2005 — Chestnut v. State Farm Mutual Mobile Insurance Co. [2005] N.B.J. No. 237 New Brunswick Court of Queen's Bench

January 26, 2005 — Thornber v. Insurance Corp. of British Columbia [2005] B.C.J. No. 114 British Columbia Court of Appeal

January 7, 2005 — Stuart Estate v. Royal and Sun Alliance Insurance Co. of Canada [2005] N.S.J. No. 6 Nova Scotia Court of Appeal

January 7, 2005 — Dos Santos (Committee of) v. Sun Life Assurance Co. of Canada [2005] B.C.J. No. 5 2005 BCCA 4 British Columbia Court of Appeal

December 29, 2004 — Alpine Florist & Food Market Ltd. v. Axa Pacific Insurance Company [2004] B.C.J. No 2710 2004 BCSC 1731 British Columbia Supreme Court

December 23, 2004 — W.H. Stuart Mutuals Ltd. v. London Guarantee Insurance Co. [2004] O.J. No. 5156 Ontario Court of Appeal

December 17, 2004 — Park v. Insurance Corp. of British Columbia [2004] B.C.J. No. 2632 British Columbia Court of Appeal

December 15, 2004 — Amondsen v. General Accident Assurance Co. [2004] O.J. No. 5633 Ontario Superior Court of Justice

December 14, 2004 — Hunter v. Economical Insurance Group [2004] O.J. No. 5262 Ontario Superior Court of Justice

November 29, 2004 — Halpern Investments Ltd. v. Sovereign General Insurance Co. [2004] A.J. No. 1376 Alberta Court of Queen's Bench

November 24, 2004 — Unrau v. Canadian Northern Shield Insurance Co. [2004] B.C.J. No. 2409 British Columbia Court of Appeal

November 23, 2004 — Metcalfe v. Manufacturers Life Insurance Co. [2004] B.C.J. No. 2415 British Columbia Supreme Court

November 23, 2004 — Lucow v. HSBC Canadian Direct Insurance Inc. [2004] B.C.J. No. 2412 British Columbia Supreme Court

November 23, 2004 — Palliser Regional School Division No. 26 v. Aviva Scottish & York Insurance Co. [2004] A.J. No. 1356 Alberta Court of Queen's Bench

November 22, 2004 — Baudisch v. Co-operators General Insurance Co. [2004] A.J. No. 1456 Alberta Provincial Court

November 18, 2004 — Meadowview Heights Ltd. v. Revivo [2004] O.J. No. 4742 Ontario Superior Court of Justice

November 9, 2004 — Synod of the Diocese of Edmonton v. Lombard General Insurance Co. of Canada [2004] A.J. No. 1287 Alberta Court of Queen's Bench

November 9, 2004 — D.C. v. Royal & Sun Alliance Insurance Co. of Canada [2004] O.J. No. 4587 Ontario Superior Court of Justice

November 4, 2004 — Allstate Insurance Co. of Canada v. Motor Vehicle Accident Claims Fund [2005] O.J. No. 4688 Ontario Superior Court of Justice

October 29, 2004 — Willard v. Zurich Insurance Company [2004] O.J. No. 4388 Ontario Superior Court of Justice

October 26, 2004 — Guillet v. American Home Assurance Co. [2004] O.J. No. 4330 Ontario Court of Appeal

October 25, 2004 — Richard v. Worth [2004] O.J. No. 4340 Ontario Superior Court of Justice

October 15, 2004 — Halifax Insurance Co. of Canada v. Innopex Ltd. [2004] O.J. No. 4178 Ontario Court of Appeal

October 15, 2004 — R.D.F. (Litigation Guardian of) v. Co-operators General Insurance Co. [2004] M.J. No. 382 Manitoba Court of Appeal

September 30, 2004 — Fosker v. Thorpe [2004] O.J. No. 4187 Ontario Superior Court of Justice

September 30, 2004 — Kilgour v. Perth Insurance [2004] A.J. No. 1066 Alberta Court of Queen's Bench

September 30, 2004 — Whitford v. Insurance Corp. of British Columbia [2004] B.C.J. No. 2075 British Columbia Provincial Court

September 28, 2004 — Rotating Equipment Services Inc. v. Continental Insurance Co. [2004] A.J. No. 1340 Alberta Court of Queen's Bench

September 28, 2004 — Burkhardt v. Gawdun [2004] S.J. No. 592 Saskatchewan Court of Appeal

September 22, 2004 — Forestex Management Corp. v. Lloyd's Underwriters, Lloyd's, London [2004] F.C.J. No. 1576 Federal Court Vancouver, British Columbia

September 21, 2004 — Protrux Systems Inc. v. Insurance Corp. of British Columbia [2004] B.C.J. No. 1967 British Columbia Supreme Court

September 21, 2004 — Westside Transport Inc. v. Continental Insurance Co. [2004] B.C.J. No. 1971 British Columbia Supreme Court

September 9, 2004 — Marjak Services v. Insurance Corp. of British Columbia [2004] B.C.J. No. 1838 British Columbia Court of Appeal

September 3, 2004 — Simison (Litigation Guardian of) v. Catlyn [2004] O.J. No. 3608 Ontario Court of Appeal

September 2, 2004 — Skuratow v. Commonwealth Insurance Co. [2004] B.C.J. No. 1823 Supreme Court of British Columbia

September 1, 2004 — Gebert v. HSBC Canadian Direct Insurance Inc. [2004] B.C.J. No. 1994 British Columbia Provincial Court

August 31, 2004 — Wang v. Metropolitan Life Insurance Co. [2004] O.J. No. 3525 Ontario Court of Appeal

August 27, 2004 — Greenhalgh v. ING Halifax Insurance Co. [2004] O.J. No. 3485 Ontario Court of Appeal

August 27, 2004 — Insurance Corp. of British Columbia v. Kushneriuk [2004] B.C.J. No. 1776 British Columbia Court of Appeal

August 26, 2004 — Thon v. Manitoba Public Insurance Corporation and Insurance Corporation of British Columbia [2004] B.C.J. No. 2319 Supreme Court of British Columbia

August 20, 2004 — Wawanesa Mutual Insurance Co. v. Hewson [2004] S.J. No. 534 Saskatchewan Court of Appeal

July 22, 2004 — Walsh v. Nicholls [2004] N.B.J. No. 281 New Brunswick Court of Appeal

July 22, 2004 — Morrison v. Co-operators General Insurance Company [2004] N.B.J. No. 290 New Brunswick Court of Appeal

July 14, 2004 — Taylor v. Maris [2004] B.C.J. No. 143 British Columbia Court of Appeal

July 6, 2004 — ING Insurance Company v. Federated Insurance Company of Canada [2004] O.J. No. 2876 Ontario Superior Court of Justice

June 30, 2004 — Fitzpatrick v. Red River Valley Mutual Insurance Co. [2004] S.J. No. 453 Saskatchewan Court of Queen's Bench

June 30, 2004 — Banadera v. Co-Operators General Insurance [2004] A.J. No. 767 Alberta Provincial Court

June 29, 2004 — Lidder v. Munro [2004] B.C.J. No. 1379 British Columbia Supreme Court

June 24, 2004 — Drane v Optimum Frontier Insurance Co. [2004] N.B.J. No. 251 New Brunswick Court of Appeal

June 23, 2004 — Campbell-MacIsaac v. Deveaux [2004] N.S.J. No. 250 Nova Scotia Court of Appeal

June 23, 2004 — Royal Insurance Company v. Wawanesa Mutual Insurance Company [2004] O.J. No. 2924 Ontario Superior Court of JusticeRoyal Insurance Company v. Wawanesa Mutual Insurance Company [2004] O.J. No. 2924 Ontario Superior Court of Justice

June 14, 2004 — Sangha (Re) [2004] B.C.J. No. 1211 British Columbia Supreme Court

June 14, 2004 — Hague v. Liberty Mutual Insurance Company [2004] O.J. No. 3057 Ontario Superior Court of Justice

June 3, 2004 — Torchia v. Royal & SunAlliance Insurance Co. of Canada [2004] O.J. No. 2316 Ontario Court of Appeal

June 2, 2004 — Schoff v. Royal Insurance Co. of Canada [2004] A.J. No. 592 Alberta Court of Appeal

May 27, 2004 — ING Insurance Co. of Canada v. Sportsco International L.P. [2004] O.J. No. 2254 Ontario Superior Court of Justice

May 7, 2004 — Brown v. Insurance Corp. of British Columbia [2004] B.C.J. No. 919 British Columbia Court of Appeal

May 5, 2004 — Huber (Guardian ad litem of) v. Insurance Corp. of British Columbia [2004] B.C.J. No. 903 British Columbia Supreme Court

April 29, 2004 — Doyon v. Insurance Corp. of British Columbia [2004] B.C.J. No. 890 British Columbia Supreme Court

April 28, 2004 — Laforme v. Wabisa Mutual Fire Insurance Co. [2004] O.J. No. 2025 Ontario Superior Court of Justice

April 26, 2004 — Freudmann-Cohen v. Tran [2004] O.J. No. 1699 Ontario Court of Appeal

April 23, 2004 — Casey v. Federated Insurance [2004] M.J. No. 167 Manitoba Court of Queen's Bench

April 19, 2004 — Fenrich v. Wawanesa Mutual Insurance Co. [2004] A.J. No. 458 Alberta Court of Queen's Bench

April 19, 2004 — Gumpp v. Co-operators Life Insurance Co. [2004] B.C.J. No. 742 British Columbia Court of Appeal

April 15, 2004 — Boreal Insurance Inc. v. Lafarge Canada Inc. [2004] O.J. No. 1571 Ontario Superior Court of Justice

April 6, 2004 — Stevens v. Sun Life Assurance Co. of Canada [2004] B.C.J. No. 661 British Columbia Supreme Court

April 6, 2004 — L.L.A. Logging Ltd. v. Saskatchewan Government Insurance [2004] S.J. No. 228 Saskatchewan Court of Appeal

March 31, 2004 — Canadian Northern Shield v. Demers [2004] B.C.J. No. 650 British Columbia Supreme Court

March 30, 2004 — Musca v. Wawanesa Mutual Insurance Co. [2004] A.J. No. 386 Alberta Court of Queen's Bench

March 29, 2004 — Van Maele v. Alberta Blue Cross Benefits Corp. [2004] A.J. No. 367 Alberta Court of Queen's Bench

March 26, 2004 — Kosanovic v. Wawanesa Mutual Insurance Co. [2004] O.J. No. 1234 Ontario Court of Appeal

March 22, 2004 — Korecki v. Duong [2004] B.C.J. No. 551 British Columbia Supreme Court

March 12, 2004 — Stuart Estate v. Royal and Sun Alliance Insurance Co. of Canada [2004] N.S.J. No. 87 Nova Scotia Supreme Court

March 11, 2004 — Bigley v. Sanders [2004] O.J. No. 1032 Ontario Superior Court of Justice

March 9, 2004 — Booth v. British Columbia Life & Casualty Co. [2004] B.C.J. No. 431 British Columbia Court of Appeal

March 3, 2004 — Donovan v. McCain Foods Ltd. [2004] N.J. No. 70 Newfoundland and Labrador Supreme Court - Court of Appeal

March 2, 2004 — True Blue Cattle Co. v. Toronto-Dominion Bank [2004] A.J. No. 267 Alberta Court of Queen's Bench

March 1, 2004 — Moody's Equipment Ltd. v. Royal and Sun Alliance Insurance Co. of Canada [2004] S.J. No. 113 Saskatchewan Court of Queen's Bench

March 1, 2004 — North Coast Sea Products Ltd. v. ING Insurance Co. of Canada [2004] B.C.J. No. 375 British Columbia Court of Appeal

February 27, 2004 — Pauli v. Ace Ina Insurance Co. [2004] A.J. No. 185 Alberta Court of Appeal

February 25, 2004 — Hamel Construction Inc. v. Lombard Canada Ltd. [2004] N.S.J. No. 65 Nova Scotia Supreme Court

February 25, 2004 — Gore Mutual Insurance Co. v. 1443249 Ontario Ltd. (c.o.b. Enroute Towing) [2004] O.J. No. 712 Ontario Superior Court of Justice

February 17, 2004 — Insurance Corp. of British Columbia v. Kushneriuk [2004] B.C.J. No. 281 British Columbia Supreme Court

February 17, 2004 — Insurance Corp. of British Columbia v. Kushneriuk [2004] B.C.J. No. 281 British Columbia Supreme Court

February 13, 2004 — Liberty Mutual Insurance Co. v. Hollinger Inc. [2004] O.J. No. 481 Ontario Court of Appeal

February 10, 2004 — Neifer v. Insurance Corp. of British Columbia [2004] B.C.J. No. 226 British Columbia Supreme Court

February 9, 2004 — Alfred v. Allstate Insurance Co. of Canada [2004] O.J. No. 848 Ontario Superior Court of Justice

February 6, 2004 — Kolesnykov v. Insurance Corp. of British Columbia [2004] B.C.J. No. 202 British Columbia Supreme Court

February 6, 2004 — Cochrane v. ING Halifax Insurance Co. [2004] N.B.J. No. 45 New Brunswick Court of Queen's Bench

February 4, 2004 — Bejinariu v. Primmum Insurance Co. [2004] O.J. No. 516 Ontario Superior Court of Justice

January 23, 2004 — Westridge Construction Ltd. v. Zurich Insurance Co. [2004] S.J. No. 43 Saskatchewan Court of Queen's Bench

January 21, 2004 — Chard v. Dominion of Canada General Insurance Co. [2004] O.J. No. 762 Ontario Superior Court of Justice

January 19, 2004 — Wright v. Capri Insurance Services Ltd. [2004] B.C.J. No. 383 British Columbia Supreme Court

January 15, 2004 — Royal Bank of Canada v. State Farm Fire and Casualty Co. [2004] O.J. No. 91 Ontario Court of Appeal

January 7, 2004 — Redmond v. West Wawanosh Mutual Insurance Co. [2004] O.J. No. 110 Ontario Superior Court of Justice

December 30, 2003 — North Shore Credit Union v. Cumis General Insurance Co. [2003] B.C.J. No. 2923 British Columbia Court of Appeal

December 22, 2003 — Hosseini-Nejad v. Insurance Corp. of British Columbia [2003] B.C.J. No. 2887 British Columbia Court of Appeal

December 17, 2003 — Hodgkinson v. Economical Mutual Insurance Co. [2003] O.J. No. 5125 Ontario Court of Appeal

December 15, 2003 — Transportation Lease Systems Inc. v. Guarantee Co. of North America [2003] O.J. No. 5237 Ontario Superior Court of Justice

December 15, 2003 — Healy v. Pilot Insurance Co. [2003] O.J. No. 5165 Ontario Superior Court of Justice

December 11, 2003 — Young v. Ontario (Minister of Finance) [2003] O.J. No. 4832

December 10, 2003 — Uy v. Great-West Life Assurance Co. [2003] O.J. No. 5216 Ontario Superior Court of Justice

December 1, 2003 — Unger (Litigation guardian of) v. Unger [2003] O.J. No. 4587 Ontario Court of Appeal

November 19, 2003 — Bay Bulls Sea Products Ltd. v. Insurance Corp. of Newfoundland Ltd. [2003] N.J. No. 282 Newfoundland and Labrador Supreme Court - Trial Division

November 14, 2003 — Beattie v. National Frontier Insurance Co. [2003] O.J. No. 4258 Ontario Court of Appeal

November 14, 2003 — Svishchov v. Corol [2003] O.J. No. 4745 Ontario Superior Court of Justice

November 12, 2003 — Luangphasi v. Good [2003] A.J. No. 1394 Alberta Court of Queen's Bench

November 4, 2003 — Goertzen v. Halifax Insurance Co. [2003] M.J. No. 399 Manitoba Court of Queen's Bench

October 31, 2003 — Gray v. Canada Life Assurance Co. [2003] M.J. No. 412 Manitoba Court of Queen's Bench

October 31, 2003 — Hauck v. Dominion of Canada General Insurance Co. [2003] A.J. No. 1505 Alberta Court of Queen's Bench Judicial District of Calgary

October 28, 2003 — Blue Mountains (Town) v. Royal and Sun Alliance Insurance Co. of Canada [2003] O.J. No. 4881 Ontario Superior Court of Justice

October 27, 2003 — Jesuit Fathers of Upper Canada v. Guardian Insurance Co. of Canada [2003] O.J. No. 4534 Ontario Superior Court of Justice

October 10, 2003 — Walker v. CGU Insurance Co. of Canada [2003] O.J. No. 4064 Ontario Superior Court of Justice