Misrepresenting the indentity of the prinicipal operator of a vehicle can invalidate the insurace
Mr. Teap had been involved in six at-fault motor vehicle accidents. When renewing the insurance on his 2000 BMW under his company name, he stated that there was no principal operator assigned to the BMW. After an investigation following subsequent damage to his car, ICBC denied coverage. The Judge found that Teap knowingly misrepresented that there would be no principal operator when in fact he was the only operator of the vehicle.
Lexus Holdings Int.’s Ltd. v. The Insurance Corp. of British Columbia, [2009] B.C.J. No. 495, March 13, 2009, British Columbia Supreme Court, E.A. Arnold, Bailey, J.
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